127 Elm Avenue
Penticton · V2A3W1
$6,487/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Penticton · V2A3W1
$6,487/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
Book now
LAKE, MOUNTAIN, & PARK VIEWS! SKAHA LAKE & BEACH RIGHT ACROSS THE STREET! 4 bed, 2 FULL bath home w/ DETACHED garage in a SOUGHT AFTER area on a flat .21 acre. MANY UPGRADES: new kitchen & bathrooms, heat pump (2019), gutters (2019), hot water tank (2023), flooring, gas fireplace (2019), doors (2019), roof (2025), windows (2019), & much more! All new landscaping w/ irrigation system, fencing, back deck & front porch. Main floor opens up to a spacious living/dining space w/ a GAS fireplace & is flooded w/ natural light from the large windows. Renovated in 2019, a modern kitchen equipped w/ a large island & STAINLESS STEEL appliances. Upstairs, 3 bedrooms & a common 4 pce bathroom. Main bedroom on the lower floor w/ adjacent 3 pce bathroom. Plus, the lower level includes a huge recreation room (used as a small business/gallery art studio), laundry, & storage space. New patio/deck space in your own private oasis w/ low maintenance plants & FULLY FENCED. Plus, 2 parking spaces upfront, additional parking in back laneway for RVs/trailers & a 440 sqft workshop/garage space with 100 AMP electrical panel w/ heater installed for winter. Great for investors w/ rental opportunity, CARRIAGE HOME POTENTIAL, or make this your family home where you can grow & enjoy all the surrounding benefits for years to come. Currently zoned RM2 to make an ideal holding property being near shopping, schools, & transit. By appointment only. Measurements approximate only - buyer to verify if important.
4
Beds
2,008 ft²
Floor area
1974
Year built
Single Family
Type
Main South
Area
Listed
September 9, 2026
Nearby & Commute
34 min
walk to Real Canadian Superstore
1h 26m
bike to Prairie Valley Station
4h 45m
walk to Prairie Valley Station
10h 16m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 33%
| Detached | 56 | 33.3% |
| Condo / Apartment | 49 | 29.2% |
| Townhouse | 25 | 14.9% |
| Land | 18 | 10.7% |
| Mobile home | 14 | 8.3% |
| Other | 6 | 3.6% |
| Under $5,000 | 105 | 0.6% |
| $5,000 to $9,999 | 80 | 0.5% |
| $10,000 to $14,999 | 150 | 0.9% |
| $15,000 to $19,999 | 475 | 2.7% |
| $20,000 to $24,999 | 1,080 | 6.2% |
| $25,000 to $29,999 | 820 | 4.7% |
| $30,000 to $34,999 | 785 | 4.5% |
| $35,000 to $39,999 | 890 | 5.1% |
| $40,000 to $44,999 | 890 | 5.1% |
| $45,000 to $49,999 | 825 | 4.8% |
| $50,000 to $59,999 | 1,560 | 9.0% |
| $60,000 to $69,999 | 1,300 | 7.5% |
| $70,000 to $79,999 | 1,245 | 7.2% |
| $80,000 to $89,999 | 1,090 | 6.3% |
| $90,000 to $99,999 | 975 | 5.6% |
| $100,000 to $124,999 | 1,840 | 10.6% |
| $125,000 to $149,999 | 1,180 | 6.8% |
| $150,000 to $199,999 | 1,140 | 6.6% |
| $200,000 and over | 930 | 5.4% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$6,487
Principal and interest
Calculated estimate
$5,962
Property tax
Calculated estimate
$375/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,289,000
Down payment
Calculated estimate
$257,800 (20%)
Estimated mortgage
Calculated estimate
$1,031,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$6,487
/mo
Rate
%
Amortization
Principal and interest
$5,962
Property tax (est.)
$375
P&I
Tax
Down payment
$257,800 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker

This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $257,800 down (20%) on $1,289,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 5.7979 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.