- Active
1185 Stuart Place
Ladysmith · Single Family
- Beds
- 4
- Baths
- 3
- Sqft
- 1,968
- Built
- 1981
Listed by eXp Realty (NA) · MLS® 1046334
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Sign inAbout this home
Tucked away on a quiet cul-de-sac in a highly desirable family neighbourhood, this charming home offers plenty of space for the whole family. Featuring 4 bedrooms plus a den and 3 bathrooms, the flexible layout provides room to grow, work and unwind. The spacious kitchen offers an abundance of cupboard space, including 18 soft close drawers, quartz countertops and newer appliances. Downstairs, the fourth bedroom provides versatility and could easily be enjoyed as a family or rec room. Step outside to a sunny deck and gorgeous mature gardens, a dream for anyone with a green thumb! This home enjoys many updates include newer windows, a high-efficiency gas furnace with heat pump for year-round comfort, and much more on listing notes sheet attached. Ideally located within walking distance to parks, schools, the rec centre and more, this home combines convenience with a wonderful family-friendly setting. Full of warmth and charm, this is one you truly need to see in person to appreciate!
Home facts
- Bedrooms
- 4
- Bathrooms
- 3 full
- Interior
- 1,968 sq ft
- Lot size
- 8,622 sq ft
- Year built
- 1981
- Parking
- 3
- Property type
- Single Family
- Garage
- Yes
- Fireplace
- 1
- Area
- Ladysmith
- Listed
- August 12, 2026
- Structure
- House
- PID
- 001-779-834
- Common interest
- Freehold
Features and inclusions
- Heating
- Heat Pump, Forced air, Natural gas
- Cooling
- Air Conditioned
- Parking
- Garage
- Lot
- Cul-de-sac, Other
Rooms and building
- Water
- Zoning
- Residential
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $3,882
- Property tax
- $242/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $4,274
Purchase snapshot
- List price
- $819,000
- Down payment
- $163,800 (20%)
- Estimated mortgage
- $655,200
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $5,184
- At 6.3292 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Low risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 44%
Who lives here
Documents
Pick the records you want. Ray Rasouli will email what the listing brokerage shares.
Availability is not guaranteed. Review documents with a professional.
