- Active
1324 Mckinley Road
Ladysmith · Single Family
- Beds
- 3
- Baths
- 3
- Sqft
- 1,660
- Built
- 2026
Listed by Century 21 Harbour Realty Ltd. · MLS® 1051885
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Sign inAbout this home
This attractively priced new 3 bedroom, 2.5 bathroom home provides modern comfort just minutes from Ladysmith’s historic downtown, boutique shops, scenic trails, and Transfer Beach. It features premium finishes like Hardie plank siding, shake and board-and-batten details, an efficient heat pump, on-demand gas water heater, landscaped low maintenance yard with metal fencing, and a grid-tied solar system for reduced energy costs — all supported by a 2-5-10 New Home Warranty and step code 4 construction! Enjoy spacious living with 9-foot ceilings throughout. Qualified buyers may qualify for the New Built Home Property Transfer Tax Exemption, and first-time buyers could receive a 100% GST rebate. It is the buyer’s responsibility to confirm eligibility. Come view this outstanding energy-efficient home today!
Home facts
- Bedrooms
- 3
- Bathrooms
- 3 full
- Interior
- 1,660 sq ft
- Lot size
- 3,276 sq ft
- Year built
- 2026
- Parking
- 3
- Property type
- Single Family
- Garage
- Yes
- Fireplace
- 1
- Area
- Ladysmith
- Listed
- October 8, 2026
- Structure
- House
- PID
- 032-772-157
- Common interest
- Freehold
Features and inclusions
- Heating
- Heat Pump, Natural gas
- Cooling
- Fully air conditioned
- Parking
- Garage
Rooms and building
- Water
- Zoning
- Residential
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $3,531
- Property tax
- $217/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $3,897
Purchase snapshot
- List price
- $744,900
- Down payment
- $148,980 (20%)
- Estimated mortgage
- $595,920
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $4,715
- At 6.3292 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Low risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 45%
Who lives here
Documents
Pick the records you want. Ray Rasouli will email what the listing brokerage shares.
Availability is not guaranteed. Review documents with a professional.
