- Active
940 5th Avenue
Ladysmith · Single Family
- Beds
- 2
- Baths
- 1
- Sqft
- 1,020
- Built
- 1989
Listed by Royal LePage Nanaimo Realty LD · MLS® 1051596
There is more to this listing. Create a free account to see the exact location, taxes, room sizes and price history.
Sign inAbout this home
Looking for the ideal retirement spot? This main-level rancher (stick-built, non-modular) offers easy, comfortable living in beautiful Ladysmith. Situated on ''the plateau,'' you can enjoy daily walks without tackling steep hills! Convenience is at your doorstep: you are just one block from the community pool and gym, steps from the hospital, and minutes from grocery shopping. Outside, a large wrap-around patio is surrounded by lush plants, herbs, fruit trees, and a serene spot for morning coffee. Inside, enjoy year-round climate control and low utility bills thanks to an energy-efficient heat pump. The home features a solid slab foundation, a newer reshingled roof, and a recently updated kitchen and bathroom space. Designed for low-maintenance living, this property lets you spend less time on chores and more time enjoying retirement... which means playing pickleball, visiting the theatre, or travelling with peace of mind. Contact your favorite real estate agent today to schedule a tour
Home facts
- Bedrooms
- 2
- Bathrooms
- 1 full
- Interior
- 1,020 sq ft
- Lot size
- 3,600 sq ft
- Year built
- 1989
- Parking
- 2
- Property type
- Single Family
- Area
- Ladysmith
- Listed
- October 5, 2026
- Structure
- House
- PID
- 008-558-744
- Common interest
- Freehold
Highlights
- Mountain view
- Gym
- Pool
- Patio
Features and inclusions
- Appliances
- Washer, Refrigerator, Range - Electric, Dishwasher, Dryer
- Heating
- Heat Pump, Electric
- Cooling
- Fully air conditioned
- Parking
- Open, RV, Street
- Lot
- Central location, Level lot, Other
Rooms and building
- Water
- Zoning
- Residential
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $2,773
- Property tax
- $167/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $3,089
Purchase snapshot
- List price
- $585,000
- Down payment
- $117,000 (20%)
- Estimated mortgage
- $468,000
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $3,703
- At 6.3292 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Low risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 47%
Who lives here
Documents
Pick the records you want. Ray Rasouli will email what the listing brokerage shares.
Availability is not guaranteed. Review documents with a professional.
