- Active
121 Whims Road
Salt Spring · Single Family
- Beds
- 2
- Baths
- 2
- Sqft
- 1,134
- Built
- 1994
Listed by Pemberton Holmes Ltd. · MLS® 1022994
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Sign inAbout this home
A rare opportunity for first-time buyers seeking privacy, space and a foothold on Salt Spring Island. Priced well below assessed value. Set back from the road on 7.31 wooded acres, this inviting 2-bedroom plus den home offers a peaceful retreat surrounded by nature. Open-plan living creates a warm, comfortable main level, while the spacious deck - partially covered - extends the living area outdoors. Upstairs are two bedrooms and a generous den, ideal for a home office or guest space. The property includes a covenant-protected nature eco-reserve maintained and monitored by the Land Conservancy, of approximately 5.43 acres, enhancing its sense of seclusion and natural beauty. This provides a significant property tax break and means that you are protecting rare wetlands in real terms. Access from Whims Road and also North End Rd. Across from St. Mary Lake, with nearby beach access and trails, yet conveniently located near schools and island amenities. An appealing first home cited on the adjoining 1.88 acres with room to settle in, explore and make your own.
Home facts
- Bedrooms
- 2
- Bathrooms
- 2 full
- Interior
- 1,134 sq ft
- Year built
- 1994
- Parking
- 3
- Property type
- Single Family
- Fireplace
- 1
- Area
- Salt Spring
- Listed
- January 10, 2026
- Structure
- House
- PID
- 004-173-121
- Common interest
- Freehold
Features and inclusions
- Appliances
- Washer, Refrigerator, Range - Electric, Dishwasher, Dryer
- Heating
- Electric, Wood
- Cooling
- None
- Lot
- Acreage, Private setting, Wooded area, Other
Rooms and building
- Water
- Zoning
- Residential
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $3,554
- Property tax
- $217/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $3,921
Purchase snapshot
- List price
- $749,900
- Down payment
- $149,980 (20%)
- Estimated mortgage
- $599,920
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Low risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 77%
Who lives here
Documents
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