Salt Spring · V8K1G8
$4,796/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Nestled in Channel Ridge, this bright and open 2-bedroom, 2-bathroom rancher-style home offers an exceptional residential opportunity. Situated on 0.86 of a gently sloping, southwest-facing acre, the property benefits from optimal all-day sun exposure. The open layout features an attached garage, a large primary bedroom with a private ensuite, and a secondary bathroom equipped with a premium double-head shower. Directly off the back patio, a detached infra-red sauna serves as an exclusive place to relax or cast off an evening chill. Combining functionality with an idyllic natural setting, this property captures the serene natural beauty that defines West Coast living. Welcome home!
2
Beds
1,807 ft²
Floor area
1991
Year built
Single Family
Type
Salt Spring
Area
Listed
May 22, 2026
$995,000 is 3.5% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
1h 6m
walk to Country Grocer
1h 11m
bike to Alderlea Station
3h 55m
walk to Alderlea Station
2h 11m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 75%
| Detached | 33 | 75.0% |
| Land | 8 | 18.2% |
| Other | 2 | 4.5% |
| Condo / Apartment | 1 | 2.3% |
| Under $5,000 | 5 | 1.0% |
| $10,000 to $14,999 | 5 | 1.0% |
| $15,000 to $19,999 | 10 | 2.0% |
| $20,000 to $24,999 | 25 | 5.0% |
| $25,000 to $29,999 | 10 | 2.0% |
| $30,000 to $34,999 | 15 | 3.0% |
| $35,000 to $39,999 | 25 | 5.0% |
| $40,000 to $44,999 | 20 | 4.0% |
| $45,000 to $49,999 | 20 | 4.0% |
| $50,000 to $59,999 | 30 | 5.9% |
| $60,000 to $69,999 | 30 | 5.9% |
| $70,000 to $79,999 | 30 | 5.9% |
| $80,000 to $89,999 | 35 | 6.9% |
| $90,000 to $99,999 | 25 | 5.0% |
| $100,000 to $124,999 | 65 | 12.9% |
| $125,000 to $149,999 | 45 | 8.9% |
| $150,000 to $199,999 | 55 | 10.9% |
| $200,000 and over | 55 | 10.9% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,796
Principal and interest
Calculated estimate
$4,371
Property tax
Calculated estimate
$275/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$945,000
Down payment
Calculated estimate
$189,000 (20%)
Estimated mortgage
Calculated estimate
$756,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$4,796
/mo
Rate
%
Amortization
Principal and interest
$4,371
Property tax (est.)
$275
P&I
Tax
Down payment
$189,000 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $189,000 down (20%) on $945,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
