Salt Spring · V8K1M2
$6,051/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Discover serene living in this custom-built, energy-efficient family home, nestled just across from St. Mary Lake. This unique 5-bedroom, 2-bathroom residence offers warm, character-filled interiors with elegant French doors, beautiful oak, fir and tile flooring, a classic Heartland cookstove, abundant skylights that fill the home with natural light, and expansive wrap-around decking overlooking a private backyard forest of towering Douglas Firs. A large workshop or secondary suite is thoughtfully attached by a breezeway—ideal for guests, multi-generational living, creative projects, or potential rental income. The level, sunny 1.1-acre property is dotted with firs and is close to the lake for swimming, fishing, and boating. Originally designed for solar power and true off-grid independence (including a built-in diesel generator), this home is perfect for those seeking sustainability, privacy, and a deep connection to nature. Live free, live well—your lakeside sanctuary awaits.
5
Beds
3,206 ft²
Floor area
1997
Year built
Recreational
Type
Salt Spring
Area
Listed
July 28, 2026
Nearby & Commute
51 min
walk to Country Grocer
1h 16m
bike to Alderlea Station
4h 14m
walk to Alderlea Station
2h 9m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 67%
| Detached | 35 | 67.3% |
| Land | 10 | 19.2% |
| Other | 2 | 3.8% |
| Townhouse | 2 | 3.8% |
| Condo / Apartment | 1 | 1.9% |
| Other | 2 | 3.8% |
| Under $5,000 | 5 | 1.6% |
| $15,000 to $19,999 | 10 | 3.2% |
| $20,000 to $24,999 | 15 | 4.8% |
| $25,000 to $29,999 | 5 | 1.6% |
| $30,000 to $34,999 | 10 | 3.2% |
| $35,000 to $39,999 | 15 | 4.8% |
| $40,000 to $44,999 | 10 | 3.2% |
| $45,000 to $49,999 | 5 | 1.6% |
| $50,000 to $59,999 | 30 | 9.5% |
| $60,000 to $69,999 | 35 | 11.1% |
| $70,000 to $79,999 | 20 | 6.3% |
| $80,000 to $89,999 | 15 | 4.8% |
| $90,000 to $99,999 | 25 | 7.9% |
| $100,000 to $124,999 | 40 | 12.7% |
| $125,000 to $149,999 | 25 | 7.9% |
| $150,000 to $199,999 | 25 | 7.9% |
| $200,000 and over | 25 | 7.9% |
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$6,051
Principal and interest
Calculated estimate
$5,551
Property tax
Calculated estimate
$350/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,200,000
Down payment
Calculated estimate
$240,000 (20%)
Estimated mortgage
Calculated estimate
$960,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$6,051
/mo
Rate
%
Amortization
Principal and interest
$5,551
Property tax (est.)
$350
P&I
Tax
Down payment
$240,000 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $240,000 down (20%) on $1,200,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
