- Active
1232 Effingham Street
Esquimalt · Single Family
- Beds
- 4
- Baths
- 3
- Sqft
- 2,710
- Built
- 1931
Listed by Century 21 Queenswood Realty Ltd. · MLS® 1047404
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Sign inAbout this home
Welcome home to this beautifully renovated residence, completely updated from top to bottom. Located in the heart of Esquimalt’s desirable Rockheights neighbourhood, this spacious family home truly has it all. The main level features 2 bedrooms and 2 bathrooms, while the lower level offers a fantastic 2-bedroom walkout suite—perfect for extended family, guests, or an excellent revenue opportunity. The home has been thoughtfully updated throughout, combining modern finishes with comfortable, functional living spaces. A huge driveway provides plenty of parking, including room for your RV or boat. Step outside to the sun-drenched backyard, where you’ll find plenty of space for relaxing, entertaining, and enjoying outdoor living. A detached office creates the perfect work-from-home space, studio, or private retreat. The property also offers excellent storage and a large attached workshop, providing even more flexibility. Located close to parks, recreation, restaurants, shopping, transit, schools, and everyday amenities, this is a wonderful opportunity to enjoy everything Esquimalt has to offer. Lovingly cared for and extensively improved, this home is move-in ready and waiting for its next family to create memories for years to come.
Home facts
- Bedrooms
- 4
- Bathrooms
- 3 full
- Interior
- 2,710 sq ft
- Lot size
- 6,400 sq ft
- Year built
- 1931
- Parking
- 5
- Property type
- Single Family
- Fireplace
- 1
- Area
- Rockheights
- Listed
- August 20, 2026
- Structure
- House
- PID
- 007-802-374
- Common interest
- Freehold
Highlights
- Private yard
Features and inclusions
- Heating
- Baseboard heaters, Electric, Wood, Other
- Cooling
- None
- Parking
- RV, Street
- Lot
- Central location, Level lot, Other
Rooms and building
- Water
- Zoning
- Residential
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $6,351
- Property tax
- $392/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $6,893
Purchase snapshot
- List price
- $1,340,000
- Down payment
- $268,000 (20%)
- Estimated mortgage
- $1,072,000
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $8,403
- At 6.2708 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Low risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Condo / Apartment · 49%
Who lives here
Documents
Pick the records you want. Ray Rasouli will email what the listing brokerage shares.
Availability is not guaranteed. Review documents with a professional.
