- Active
124 Ray Knight Drive
Ladysmith · Single Family
- Beds
- 4
- Baths
- 3
- Sqft
- 2,266
- Built
- 2025
Listed by 460 Realty Inc. (NA) · MLS® 1051276
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Sign inAbout this home
This brand-new home on Ray Knight Drive is part of Holland Creek, Ladysmith’s first master-planned seaside community. Spanning 45 acres along Colonia, Ray Knight, and Rollie Rose Drives, Holland Creek offers a distinctive coastal setting. Situated on a spacious 7,579 sq. ft. lot with breathtaking ocean views, the home features a desirable main-level entry and a walkout basement. The thoughtfully designed layout includes four bedrooms, three bathrooms, a gourmet kitchen, and an open-concept living area. Downstairs, a generous recreation room, two bedrooms, and a full bathroom provide added flexibility. The home comes with a new-home warranty, and the buyer will receive a $10,000 allowance to choose their own appliances. Priced to sell, it’s ready for its next owner to add their personal touches. Book your showing today! The purchase price is subject to GST.
Home facts
- Bedrooms
- 4
- Bathrooms
- 3 full
- Interior
- 2,266 sq ft
- Lot size
- 7,579 sq ft
- Year built
- 2025
- Parking
- 3
- Property type
- Single Family
- Garage
- Yes
- Area
- Ladysmith
- Listed
- October 3, 2026
- Structure
- House
- PID
- 031-198-198
- Common interest
- Freehold
Highlights
- Ocean view
- Meeting/Party Room
Features and inclusions
- Heating
- Heat Pump
- Cooling
- Air Conditioned
- Parking
- Attached Garage, Garage
Rooms and building
- Water
- Zoning
- Residential
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $3,787
- Property tax
- $233/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $4,170
Purchase snapshot
- List price
- $799,000
- Down payment
- $159,800 (20%)
- Estimated mortgage
- $639,200
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $5,057
- At 6.3292 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Low risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 51%
Who lives here
Documents
Pick the records you want. Ray Rasouli will email what the listing brokerage shares.
Availability is not guaranteed. Review documents with a professional.
