1246 ROY Road
Saanich · V8Z2X7
$5,900/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Saanich · V8Z2X7
$5,900/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
Book now
Looking for a mortgage helper, multigenerational living, staff accommodation, or a turn-key income property? Opportunities like this are incredibly rare. This extensively rebuilt 1925 character home offers a unique front/back duplex-style layout with a legal secondary suite, creating two completely independent living spaces with far more privacy than a traditional basement suite. Whether you're looking to offset your mortgage, keep family close while maintaining separate living spaces, or add a high-quality investment to your portfolio, this property offers exceptional flexibility. Completely renovated with permits and recently granted a new occupancy permit, the home has undergone substantial structural improvements while preserving the charm and character that make homes of this era so desirable. Renovation updates include kitchens, cabinetry, countertops, flooring, bathrooms, lighting, some doors, trim, hardware, appliances, mechanical systems and a brand new roof, creating the feel of a modern home with timeless character. Each self-contained 2 bedroom, 1 bathroom residence features its own private entrance, separate hydro meter, private laundry, fenced yard and dedicated outdoor space. The rear residence enjoys an expansive 300 sq.ft. sun-soaked deck, while the detached garage, rare rear laneway access, two EV chargers, RV/boat parking, landscaped gardens, fruit trees and abundant off-street parking add tremendous versatility. Located in the highly sought-after Northridge neighbourhood, you're just minutes from Camosun Interurban, Commonwealth Place Recreation Centre, Elk and Beaver Lakes, Panama Flats, excellent schools, shopping, walking trails, Red Barn Market, Tillicum Centre, Victoria General Hospital and an easy commute to Downtown Victoria, the Peninsula, Esquimalt and the West Shore. Immediate possession available. Extensive buyer information package available, including permit history, renovation summary, oil tank documentation & additional information
4
Beds
2 full
Baths
1,981 ft²
Floor area
6,835 ft²
Lot size
1925
Year built
4
Parking
$5,170/yr
Gross tax
Single Family
Type
Northridge
Area
Listed
July 13, 2026
Structure
House
PID
002-544-237
Property highlights
EV charging
Private yard
Features & inclusions
Heating
Baseboard heaters, Forced air, Oil, Electric
Cooling
Fully air conditioned
Common interest
Freehold
Nearby & Commute
30 min
walk to Quality Foods
24 min
bike to Selkirk Landing
1h 21m
walk to Selkirk Landing
3h 40m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 55%
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$5,900
Principal and interest
Calculated estimate
$5,319
Property tax
Listing data
$431/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,150,000
Down payment
Calculated estimate
$230,000 (20%)
Estimated mortgage
Calculated estimate
$920,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Tax from listing
Est. monthly total
$5,900
/mo
Rate
%
Amortization
Principal and interest
$5,319
Property tax
$431
P&I
Tax
Down payment
$230,000 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker

This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $230,000 down (20%) on $1,150,000, Canadian semi-annual compounding. Property tax sourced from listing. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
| Detached | 80 | 55.2% |
| Townhouse | 24 | 16.6% |
| Condo / Apartment | 20 | 13.8% |
| Land | 17 | 11.7% |
| Other | 3 | 2.1% |
| Other | 1 | 0.7% |
| $35,000 to $39,999 | 5 | 2.5% |
| $40,000 to $44,999 | 5 | 2.5% |
| $45,000 to $49,999 | 5 | 2.5% |
| $50,000 to $59,999 | 10 | 5.0% |
| $60,000 to $69,999 | 15 | 7.5% |
| $70,000 to $79,999 | 15 | 7.5% |
| $80,000 to $89,999 | 10 | 5.0% |
| $90,000 to $99,999 | 5 | 2.5% |
| $100,000 to $124,999 | 25 | 12.5% |
| $125,000 to $149,999 | 35 | 17.5% |
| $150,000 to $199,999 | 50 | 25.0% |
| $200,000 and over | 20 | 10.0% |
$1,199,900
3967 Rainbow Street
Saanich · Residential
4 bd
2 ba
2,034 sqft
$590/sqft
Built 1958
MLS® 1042365
Macdonald Realty Victoria
$1,099,888
4257 CAREY Road
Saanich · Residential
5 bd
2 ba
2,106 sqft
$522/sqft
Built 1966
MLS® 1043662
eXp Realty
$1,139,000
4030 Grange Road
Saanich · Residential
4 bd
2 ba
2,197 sqft
$518/sqft
Built 1959
MLS® 1042924
RE/MAX Camosun