- Active
1249 Creighton Valley Road
Lumby · Single Family
- Beds
- 2
- Baths
- 3
- Sqft
- 2,566
- Built
- 2004
Listed by Sotheby's International Realty Canada · MLS® 10400014
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Sign inAbout this home
27 acres in the Creighton Valley and the kind of quiet that takes a day or two to fully register. Just over 2,500 square feet of home, set on land that gives you room to breathe. Two bedrooms, three bathrooms, arranged the way a rural home should be which is space to spread out through the day, and space to gather at the end of it. What sells this property is what surrounds it. 27 acres of your own is privacy that doesn't depend on a fence line. This property is well and septic, with an additional flat location. It isn't isolation, which is the balance acreage buyers chase and rarely find. Lumby is 15 minutes down the road for groceries, school, the arena, a decent coffee. Vernon and the North Okanagan open up from there. Close enough that day to day life stays simple. If you've been watching for acreage that's both genuinely private and genuinely liveable, this is the one worth the drive.
Home facts
- Bedrooms
- 2
- Bathrooms
- 3 full
- Interior
- 2,566 sq ft
- Year built
- 2004
- Storeys
- 2.5
- Parking
- 2
- Property type
- Single Family
- Garage
- Yes
- Fireplace
- 1
- Area
- Creighton Valley
- Listed
- September 8, 2026
- Structure
- House
- PID
- 001-598-091
- Common interest
- Freehold
Features and inclusions
- Appliances
- Refrigerator, Dishwasher, Oven, Cooktop, Washer & Dryer
- Heating
- Forced air, Radiant/Infra-red Heat, See remarks
- Flooring
- Laminate, Carpeted, Ceramic Tile
- Roof
- Asphalt shingle, Unknown
- Parking
- Detached Garage, RV, Additional Parking
- Lot
- Private setting, Treed, Irregular lot size, Sloping, Central island
- Community
- Family Oriented, Rural Setting
Rooms and building
- Sewer
- Septic tank
- Water
- Well
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $4,692
- Property tax
- $292/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $5,134
Purchase snapshot
- List price
- $989,900
- Down payment
- $197,980 (20%)
- Estimated mortgage
- $791,920
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $6,701
- At 6.7695 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Agricultural Land Reserve
- In the ALR
- Provincial farmland protection restricts subdivision and non-farm use.
- Wildfire interface
- Extreme risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 61%
Who lives here
Documents
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