Oliver · V0H1T1
$3,587/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Welcome to The Cottages on Osoyoos Lake—an exceptional opportunity to own a beautifully maintained 3-bedroom, 2-bathroom cottage with a charming enclosed sunroom in the sought-after Meadows. Ideally located just a short stroll to the beach, clubhouse, pools, and amenities, this home offers a peaceful setting. With 1,230 sq ft of well-designed living space, the open-concept layout features vaulted ceilings, a bright great room, and seamless indoor-outdoor flow. The stylish kitchen offers quartz countertops, a farmhouse sink, upgraded appliances, and quality finishes throughout. The main level includes two bedrooms, including the primary suite, and a second full bathroom. Upstairs, a versatile loft and third bedroom provide ideal space for guests or family. The enclosed sunroom and extended patio create a relaxing outdoor retreat, with a northeast-facing backyard backing onto green space. Meticulously maintained by the original owners and never rented, this home also features geothermal heating and cooling, vinyl plank flooring, and tasteful decor. Residents enjoy over 1,800 ft of waterfront, sandy beach, marina, pools, hot tubs, a 7,000 sq ft clubhouse, fitness centre, trails, and more within a gated community. Short-term rentals permitted (4-night minimum). Leasehold property on Indigenous land—NO GST, NO Property Transfer Tax, and NO Vacancy Tax. HOA $600/month.
3
Beds
1,230 ft²
Floor area
2013
Year built
Single Family
Type
Oliver
Area
Listed
March 23, 2026
$699,900 is 57.5% below the Lower Mainland Single Family HPI benchmark of $1,647,000 (2026-04-01).
Nearby & Commute
1h 10m
walk to Red Apple
4h 40m
bike to Prairie Valley Station
15h 31m
walk to Prairie Valley Station
10h 34m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 78%
| Detached | 29 | 78.4% |
| Farm | 3 | 8.1% |
| Other | 3 | 8.1% |
| Condo / Apartment | 1 | 2.7% |
| Townhouse | 1 | 2.7% |
| Under $5,000 | 10 | 2.2% |
| $10,000 to $14,999 | 15 | 3.3% |
| $15,000 to $19,999 | 10 | 2.2% |
| $20,000 to $24,999 | 5 | 1.1% |
| $25,000 to $29,999 | 10 | 2.2% |
| $30,000 to $34,999 | 10 | 2.2% |
| $35,000 to $39,999 | 10 | 2.2% |
| $40,000 to $44,999 | 25 | 5.5% |
| $45,000 to $49,999 | 20 | 4.4% |
| $50,000 to $59,999 | 25 | 5.5% |
| $60,000 to $69,999 | 45 | 9.9% |
| $70,000 to $79,999 | 40 | 8.8% |
| $80,000 to $89,999 | 30 | 6.6% |
| $90,000 to $99,999 | 35 | 7.7% |
| $100,000 to $124,999 | 70 | 15.4% |
| $125,000 to $149,999 | 45 | 9.9% |
| $150,000 to $199,999 | 25 | 5.5% |
| $200,000 and over | 25 | 5.5% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$3,587
Principal and interest
Calculated estimate
$3,237
Property tax
Calculated estimate
$200/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$699,900
Down payment
Calculated estimate
$139,980 (20%)
Estimated mortgage
Calculated estimate
$559,920
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$3,587
/mo
Rate
%
Amortization
Principal and interest
$3,237
Property tax (est.)
$200
P&I
Tax
Down payment
$139,980 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $139,980 down (20%) on $699,900, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 4.9722 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
