Summerland · V0H1Z6
$5,439/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
Book now
A beautiful Okanagan Lake view is captured from this charming walk out rancher located in Sumac Ridge Lakeview Estates, set among vineyards and a golf course. Lovingly maintained, this home features 4 bedrooms, 3 bathrooms, a cozy gas fireplace in the living room, a spacious lakeview deck off the dining room, a full walkout lower floor featuring a family room, a dedicated workshop, and abundant storage. Additional highlights include central air conditioning, a new hot water tank, underground irrigation, RV parking, detached storage shed, garden area with a cherry tree and a private entertainment patio. This wonderful property offers the best of Okanagan living with stunning lake views and easy access to wineries, golf, and outdoor recreation.
4
Beds
2,560 ft²
Floor area
1983
Year built
Single Family
Type
Summerland Rural
Area
Listed
August 1, 2026
Nearby & Commute
34 min
walk to Nesters Market
27 min
bike to Prairie Valley Station
1h 29m
walk to Prairie Valley Station
10h 3m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 33%
| Detached | 33 | 33.3% |
| Condo / Apartment | 19 | 19.2% |
| Land | 16 | 16.2% |
| Townhouse | 14 | 14.1% |
| Duplex | 7 | 7.1% |
| Other | 10 | 10.1% |
| $20,000 to $24,999 | 20 | 6.6% |
| $25,000 to $29,999 | 5 | 1.6% |
| $30,000 to $34,999 | 15 | 4.9% |
| $35,000 to $39,999 | 15 | 4.9% |
| $40,000 to $44,999 | 10 | 3.3% |
| $45,000 to $49,999 | 15 | 4.9% |
| $50,000 to $59,999 | 30 | 9.8% |
| $60,000 to $69,999 | 35 | 11.5% |
| $70,000 to $79,999 | 15 | 4.9% |
| $80,000 to $89,999 | 15 | 4.9% |
| $90,000 to $99,999 | 20 | 6.6% |
| $100,000 to $124,999 | 35 | 11.5% |
| $125,000 to $149,999 | 20 | 6.6% |
| $150,000 to $199,999 | 20 | 6.6% |
| $200,000 and over | 35 | 11.5% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$5,439
Principal and interest
Calculated estimate
$4,972
Property tax
Calculated estimate
$317/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,075,000
Down payment
Calculated estimate
$215,000 (20%)
Estimated mortgage
Calculated estimate
$860,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$5,439
/mo
Rate
%
Amortization
Principal and interest
$4,972
Property tax (est.)
$317
P&I
Tax
Down payment
$215,000 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $215,000 down (20%) on $1,075,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Provincial farmland protection restricts subdivision and non-farm use.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
At 4.3996 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
