Summerland · V0H1Z9
$6,423/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
Book now
Beautifully Trout Creek home just steps from Sun-Oka Beach, Powell Beach, the boat launch, and the local elementary school. Extensively updated in 2007, this exceptional home blends timeless design with modern comfort. The bright, open-concept main living area flows seamlessly onto a spacious 150 sq. ft. covered deck, complete with roll-down sunshades, heat lamps, and water hookups for a future outdoor kitchen—perfect for year-round entertaining. The custom Ellis Creek kitchen features a large walnut-topped island with a prep sink, Sharp microwave drawer, eating bar, solid surface countertops, stainless steel appliances, and a built-in wine fridge. The stunning primary suite boasts 10-foot ceilings, oversized windows, a walk-in closet, and a spa-inspired ensuite with heated floors and a luxurious rain shower. The home is fully wired for an integrated sound system, including the outdoor deck. Outside, enjoy a private, peaceful backyard with a detached 320 sq. ft. garage currently configured as a home office or flexible workspace. This move-in-ready property offers an exceptional lifestyle in one of Summerland's most sought-after neighbourhoods. Schedule your private showing today!
4
Beds
1,461 ft²
Floor area
1968
Year built
Single Family
Type
Trout Creek
Area
Listed
August 5, 2026
Nearby & Commute
1h 11m
walk to IGA
37 min
bike to Prairie Valley Station
2h 2m
walk to Prairie Valley Station
10h 10m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 67%
| Detached | 20 | 66.7% |
| Land | 4 | 13.3% |
| Duplex | 3 | 10.0% |
| Farm | 3 | 10.0% |
| $20,000 to $24,999 | 5 | 2.0% |
| $25,000 to $29,999 | 10 | 4.1% |
| $35,000 to $39,999 | 5 | 2.0% |
| $40,000 to $44,999 | 10 | 4.1% |
| $45,000 to $49,999 | 5 | 2.0% |
| $50,000 to $59,999 | 15 | 6.1% |
| $60,000 to $69,999 | 15 | 6.1% |
| $70,000 to $79,999 | 10 | 4.1% |
| $80,000 to $89,999 | 10 | 4.1% |
| $90,000 to $99,999 | 15 | 6.1% |
| $100,000 to $124,999 | 35 | 14.3% |
| $125,000 to $149,999 | 20 | 8.2% |
| $150,000 to $199,999 | 40 | 16.3% |
| $200,000 and over | 50 | 20.4% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$6,423
Principal and interest
Calculated estimate
$5,898
Property tax
Calculated estimate
$375/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,275,000
Down payment
Calculated estimate
$255,000 (20%)
Estimated mortgage
Calculated estimate
$1,020,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$6,423
/mo
Rate
%
Amortization
Principal and interest
$5,898
Property tax (est.)
$375
P&I
Tax
Down payment
$255,000 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $255,000 down (20%) on $1,275,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
At 4.3996 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
