Summerland · V0H1Z6
$7,406/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
Book now
Located in the desirable Crescent Beach community, this expanded 4 bedroom, 2 bathroom home offers lake views of Okanagan Lake and convenient beach access directly across the road. The home features a spacious and functional floor plan with multiple indoor and outdoor living areas. Expansive windows provide abundant natural light and the vaulted family room adds to the open feel of the main living space. Additional features include a second kitchen, wood insert fireplace, attached single garage, and workshop area. The private, irrigated yard sits on a 0.29-acre lot, offering ample space for gardening, parking, and outdoor use. Zoning permits the development of a detached carriage house and/or secondary suite, providing added flexibility and future potential. Situated in Summerland along Okanagan Lake, Crescent Beach is a well-established neighbourhood known for its lakeside setting and convenient access to water activities. Opportunities like this, combining location, lifestyle, and flexibility, are truly hard to find.
4
Beds
2,382 ft²
Floor area
1966
Year built
Single Family
Type
Lower Town
Area
Listed
April 24, 2026
$1,475,000 is 43.0% above the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
41 min
walk to IGA
30 min
bike to Prairie Valley Station
1h 41m
walk to Prairie Valley Station
10h 5m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 30%
| Detached | 27 | 30.3% |
| Condo / Apartment | 23 | 25.8% |
| Land | 13 | 14.6% |
| Townhouse | 10 | 11.2% |
| Duplex | 6 | 6.7% |
| Other | 10 | 11.2% |
| $20,000 to $24,999 | 20 | 6.6% |
| $25,000 to $29,999 | 5 | 1.6% |
| $30,000 to $34,999 | 15 | 4.9% |
| $35,000 to $39,999 | 15 | 4.9% |
| $40,000 to $44,999 | 10 | 3.3% |
| $45,000 to $49,999 | 15 | 4.9% |
| $50,000 to $59,999 | 30 | 9.8% |
| $60,000 to $69,999 | 35 | 11.5% |
| $70,000 to $79,999 | 15 | 4.9% |
| $80,000 to $89,999 | 15 | 4.9% |
| $90,000 to $99,999 | 20 | 6.6% |
| $100,000 to $124,999 | 35 | 11.5% |
| $125,000 to $149,999 | 20 | 6.6% |
| $150,000 to $199,999 | 20 | 6.6% |
| $200,000 and over | 35 | 11.5% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$7,406
Principal and interest
Calculated estimate
$6,823
Property tax
Calculated estimate
$433/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,475,000
Down payment
Calculated estimate
$295,000 (20%)
Estimated mortgage
Calculated estimate
$1,180,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$7,406
/mo
Rate
%
Amortization
Principal and interest
$6,823
Property tax (est.)
$433
P&I
Tax
Down payment
$295,000 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $295,000 down (20%) on $1,475,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 4.3996 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
