Chemainus · V0R1K3
$1,413/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Imagine morning coffee on your covered deck, sunlight streaming through the windows and a private backyard ready to become your own outdoor retreat. This charming 1-bedroom, 1-bath home is freshly painted with new flooring and is truly move-in ready. An abundance of windows fills the home with natural light, while blonde wood cabinetry adds warmth to the bright, welcoming interior. The bedroom features built-in wardrobes providing excellent storage without taking up valuable living space. Enjoy efficient year-round comfort with a heat pump and added peace of mind with a new hot water tank. Step outside to the covered deck and fenced backyard, offering a private space for a small dog to play, colourful planters or the opportunity to create the garden you've always wanted. A storage shed provides additional room for tools and outdoor essentials. Located in Chemainus Gardens, a welcoming 21+ community set on approximately 34 acres, residents enjoy walking trails, ponds, an off-leash dog park and beautifully maintained common areas. Here you can enjoy a quieter, easy-care lifestyle while still being just minutes from downtown Chemainus, shopping, restaurants, parks, the waterfront and everyday amenities. Whether you're downsizing, simplifying or looking for an affordable Vancouver Island home that's ready to enjoy, this could be the perfect place to begin your next chapter. Move in, make it yours and enjoy everything Chemainus has to offer. Measurements are approximate and should be verified if important.
1
Beds
528 ft²
Floor area
2014
Year built
Single Family
Type
Chemainus
Area
Listed
August 13, 2026
Nearby & Commute
17 min
walk to Country Grocer
1h
bike to Alderlea Station
3h 19m
walk to Alderlea Station
2h 25m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 43%
| Detached | 31 | 43.1% |
| Mobile home | 12 | 16.7% |
| Condo / Apartment | 9 | 12.5% |
| Townhouse | 7 | 9.7% |
| Land | 5 | 6.9% |
| Other | 8 | 11.1% |
| $10,000 to $14,999 | 5 | 0.9% |
| $15,000 to $19,999 | 15 | 2.7% |
| $20,000 to $24,999 | 30 | 5.4% |
| $25,000 to $29,999 | 30 | 5.4% |
| $30,000 to $34,999 | 25 | 4.5% |
| $35,000 to $39,999 | 30 | 5.4% |
| $40,000 to $44,999 | 30 | 5.4% |
| $45,000 to $49,999 | 30 | 5.4% |
| $50,000 to $59,999 | 55 | 9.9% |
| $60,000 to $69,999 | 45 | 8.1% |
| $70,000 to $79,999 | 45 | 8.1% |
| $80,000 to $89,999 | 35 | 6.3% |
| $90,000 to $99,999 | 20 | 3.6% |
| $100,000 to $124,999 | 70 | 12.6% |
| $125,000 to $149,999 | 35 | 6.3% |
| $150,000 to $199,999 | 35 | 6.3% |
| $200,000 and over | 20 | 3.6% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$1,413
Principal and interest
Calculated estimate
$1,188
Property tax
Calculated estimate
$75/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$256,900
Down payment
Calculated estimate
$51,380 (20%)
Estimated mortgage
Calculated estimate
$205,520
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$1,413
/mo
Rate
%
Amortization
Principal and interest
$1,188
Property tax (est.)
$75
P&I
Tax
Down payment
$51,380 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $51,380 down (20%) on $256,900, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Provincial farmland protection restricts subdivision and non-farm use.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
