Chemainus · V0R1K3
$1,505/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Experience easy, affordable living in the heart of Chemainus Gardens, a beautifully maintained adult community nestled on 34 acres of lush, tranquil surroundings. This serene setting features manicured gardens, serene water lily ponds, expansive lawns, a dog park, and scenic walking paths. Just a short drive from downtown Chemainus, enjoy access to local shops, banking, the library, golfing, the beach, and the famous Chemainus Theatre. This modern 2016 park model home boasts 2 spacious bedrooms, 1 full bath, and an inviting open-concept layout designed for both relaxation and entertaining. Enjoy year-round comfort with a gas furnace and energy-efficient heat pump, along with the convenience of in-unit laundry, a generous pantry, and abundant storage space. Step outside to your large covered wrap-around deck, perfect for enjoying morning coffee or evening BBQs, while overlooking a private backyard retreat. Note: All measurements are approximate and should be verified by the buyer.
2
Beds
528 ft²
Floor area
2016
Year built
Single Family
Type
Chemainus
Area
Listed
June 14, 2025
Strata $826/mo ($1.57/sqft vs $0.6/sqft norm). Property tax $1507/yr (0.535% of list price vs 0.30% norm). Typical owner in North Cowichan pays $560/mo (Census 2021).
Nearby & Commute
17 min
walk to Country Grocer
1h
bike to Alderlea Station
3h 19m
walk to Alderlea Station
2h 25m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 43%
| Detached | 31 | 43.1% |
| Mobile home | 12 | 16.7% |
| Condo / Apartment | 9 | 12.5% |
| Townhouse | 7 | 9.7% |
| Land | 5 | 6.9% |
| Other | 8 | 11.1% |
| $10,000 to $14,999 | 5 | 0.9% |
| $15,000 to $19,999 | 15 | 2.7% |
| $20,000 to $24,999 | 30 | 5.4% |
| $25,000 to $29,999 | 30 | 5.4% |
| $30,000 to $34,999 | 25 | 4.5% |
| $35,000 to $39,999 | 30 | 5.4% |
| $40,000 to $44,999 | 30 | 5.4% |
| $45,000 to $49,999 | 30 | 5.4% |
| $50,000 to $59,999 | 55 | 9.9% |
| $60,000 to $69,999 | 45 | 8.1% |
| $70,000 to $79,999 | 45 | 8.1% |
| $80,000 to $89,999 | 35 | 6.3% |
| $90,000 to $99,999 | 20 | 3.6% |
| $100,000 to $124,999 | 70 | 12.6% |
| $125,000 to $149,999 | 35 | 6.3% |
| $150,000 to $199,999 | 35 | 6.3% |
| $200,000 and over | 20 | 3.6% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$1,505
Principal and interest
Calculated estimate
$1,272
Property tax
Calculated estimate
$83/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$275,000
Down payment
Calculated estimate
$55,000 (20%)
Estimated mortgage
Calculated estimate
$220,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$1,505
/mo
Rate
%
Amortization
Principal and interest
$1,272
Property tax (est.)
$83
P&I
Tax
Down payment
$55,000 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $55,000 down (20%) on $275,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
