Salt Spring · V8K1J1
$4,874/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Walk to Vesuvius Beach! Charming Vesuvius Rancher on Half-Acre. Trails & Transit nearby! Welcome to this appealing one-level rancher nestled in the heart of Salt Spring Island’s desirable Vesuvius neighbourhood. Set on a private and sunny 0.51-acre southwest-facing lot, this beautifully landscaped property features fully fenced grounds with lawns, raised garden beds, and a dog-friendly, easy-care yard—perfect for gardening, relaxing, or entertaining. Inside, you’ll find a bright and spacious layout with 3 bed/2 bath, vaulted pine ceilings, newer laminate flooring, and skylights that flood the home with natural light. The sunken living room includes a cozy woodstove with a brick feature wall and a bay window, creating a warm and welcoming space. A cheerful, well-planned kitchen and a large office/hobby area offer functionality and flexibility. Newer roof with solar panels in the BC Hydro 'self-generation' program with opportunity for KWH credits. Enjoy peaceful living just minutes from the Vesuvius ferry, beach, convenience store, and public transit. Walk to nearby bus routes, parks, hiking trails, and the beach. Only a short drive to Ganges, with access to theatre, golf, lakes, and all essential services and amenities. On Municipal water. This is a rare opportunity to own a well-cared for rancher in one of Salt Spring Island’s most sought-after locations.
3
Beds
1,976 ft²
Floor area
1988
Year built
Single Family
Type
Salt Spring
Area
Listed
May 2, 2026
$999,000 is 3.2% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
1h 2m
walk to Country Grocer
1h 5m
bike to Alderlea Station
3h 37m
walk to Alderlea Station
2h 14m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 68%
| Detached | 28 | 68.3% |
| Land | 10 | 24.4% |
| Other | 2 | 4.9% |
| Condo / Apartment | 1 | 2.4% |
| Under $5,000 | 15 | 1.1% |
| $5,000 to $9,999 | 10 | 0.7% |
| $10,000 to $14,999 | 15 | 1.1% |
| $15,000 to $19,999 | 45 | 3.2% |
| $20,000 to $24,999 | 50 | 3.5% |
| $25,000 to $29,999 | 60 | 4.2% |
| $30,000 to $34,999 | 65 | 4.6% |
| $35,000 to $39,999 | 40 | 2.8% |
| $40,000 to $44,999 | 60 | 4.2% |
| $45,000 to $49,999 | 40 | 2.8% |
| $50,000 to $59,999 | 95 | 6.7% |
| $60,000 to $69,999 | 105 | 7.4% |
| $70,000 to $79,999 | 105 | 7.4% |
| $80,000 to $89,999 | 80 | 5.7% |
| $90,000 to $99,999 | 80 | 5.7% |
| $100,000 to $124,999 | 175 | 12.4% |
| $125,000 to $149,999 | 125 | 8.8% |
| $150,000 to $199,999 | 125 | 8.8% |
| $200,000 and over | 125 | 8.8% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,874
Principal and interest
Calculated estimate
$4,441
Property tax
Calculated estimate
$283/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$960,000
Down payment
Calculated estimate
$192,000 (20%)
Estimated mortgage
Calculated estimate
$768,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$4,874
/mo
Rate
%
Amortization
Principal and interest
$4,441
Property tax (est.)
$283
P&I
Tax
Down payment
$192,000 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $192,000 down (20%) on $960,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
