Victoria · V8V2A5
$8,454/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Great location with beautiful water views in one of Victoria’s most desirable neighbourhoods—James Bay. Situated on a quiet street just half a block from the ocean, Dallas Road and the popular Ogden Point Breakwater, this inviting home offers an exceptional coastal lifestyle. The main level features a spacious living room with lovely water views, a generous dining room with a gas fireplace heater, a recently updated kitchen, two spacious bedrooms and two full bathrooms. Upstairs, you’ll find the spacious primary bedroom with water views, two additional well-sized bedrooms and a third full bathroom. Hardwood flooring adds warmth and character throughout. The large backyard provides plenty of space for outdoor living, gardening and entertaining. R2 zoning offers a variety of future possibilities. Close to James Bay Village, shops, restaurants, parks, waterfront pathways and downtown Victoria.
5
Beds
2,043 ft²
Floor area
Single Family
Type
James Bay
Area
Listed
August 20, 2026
Nearby & Commute
8 min
walk to Thrifty Foods James Bay
4 min
bike to Fisherman's Wharf
13 min
walk to Fisherman's Wharf
3h 56m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Condo / Apartment · 71%
| Condo / Apartment | 313 | 71.5% |
| Detached | 52 | 11.9% |
| Townhouse | 47 | 10.7% |
| Duplex | 8 | 1.8% |
| Multi-family | 8 | 1.8% |
| Other | 10 | 2.3% |
| Under $5,000 | 5 | 1.5% |
| $15,000 to $19,999 | 15 | 4.4% |
| $20,000 to $24,999 | 15 | 4.4% |
| $25,000 to $29,999 | 15 | 4.4% |
| $30,000 to $34,999 | 20 | 5.9% |
| $35,000 to $39,999 | 15 | 4.4% |
| $40,000 to $44,999 | 15 | 4.4% |
| $45,000 to $49,999 | 15 | 4.4% |
| $50,000 to $59,999 | 20 | 5.9% |
| $60,000 to $69,999 | 30 | 8.8% |
| $70,000 to $79,999 | 25 | 7.4% |
| $80,000 to $89,999 | 20 | 5.9% |
| $90,000 to $99,999 | 15 | 4.4% |
| $100,000 to $124,999 | 35 | 10.3% |
| $125,000 to $149,999 | 25 | 7.4% |
| $150,000 to $199,999 | 25 | 7.4% |
| $200,000 and over | 30 | 8.8% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$8,454
Principal and interest
Calculated estimate
$7,813
Property tax
Calculated estimate
$492/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,689,000
Down payment
Calculated estimate
$337,800 (20%)
Estimated mortgage
Calculated estimate
$1,351,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$8,454
/mo
Rate
%
Amortization
Principal and interest
$7,813
Property tax (est.)
$492
P&I
Tax
Down payment
$337,800 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $337,800 down (20%) on $1,689,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Daily mean across the year.
On the drier side for BC.
Snow is the exception here.
Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 5.2034 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
