Protection Island · V9R6R1
$1,372/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
Book now
Welcome to 164 Pirates Lane, a rare opportunity to secure a flat, sun-filled 0.21-acre lot on beautiful Protection Island, one of the most accessible and unique island communities off Vancouver Island’s east coast. This property offers a level building site with easy access and services available at the lot line (hydro, city water, and sewer). Ready for your design ideas, the land provides the perfect foundation for a coastal home, cottage, or vacation retreat. Protection Island offers a remarkable blend of tranquility and convenience. The community features a communal dock for residents, regular passenger ferry service to downtown Nanaimo, and even a local barge and delivery service that brings over building materials and household goods right to the island - making construction and year-round living simple and practical. Enjoy morning walks to sandy beaches, scenic trails through lush forest, and evenings spent at the Dinghy Dock Pub, BC’s only floating pub. The island is home to a tight-knit mix of families, artists, and professionals who value the slower pace and strong community spirit. Whether you’re envisioning a permanent home or a peaceful getaway, 164 Pirates Lane offers the ideal combination of lifestyle, location, and accessibility.
0
Beds
Vacant Land
Type
Protection Island
Area
Listed
August 24, 2026
Nearby & Commute
25 min
walk to Thrifty Foods
6 min
bike to Nanaimo Harbour Ferry Terminal
22 min
walk to Nanaimo Harbour Ferry Terminal
2h 23m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Condo / Apartment · 36%
| Condo / Apartment | 61 | 36.1% |
| Detached | 54 | 32.0% |
| Land | 27 | 16.0% |
| Other | 10 | 5.9% |
| Townhouse | 7 | 4.1% |
| Other | 10 | 5.9% |
| Under $5,000 | 10 | 1.6% |
| $5,000 to $9,999 | 5 | 0.8% |
| $10,000 to $14,999 | 5 | 0.8% |
| $15,000 to $19,999 | 5 | 0.8% |
| $20,000 to $24,999 | 25 | 4.0% |
| $25,000 to $29,999 | 20 | 3.2% |
| $30,000 to $34,999 | 35 | 5.6% |
| $35,000 to $39,999 | 35 | 5.6% |
| $40,000 to $44,999 | 25 | 4.0% |
| $45,000 to $49,999 | 45 | 7.1% |
| $50,000 to $59,999 | 50 | 7.9% |
| $60,000 to $69,999 | 40 | 6.3% |
| $70,000 to $79,999 | 45 | 7.1% |
| $80,000 to $89,999 | 40 | 6.3% |
| $90,000 to $99,999 | 45 | 7.1% |
| $100,000 to $124,999 | 85 | 13.5% |
| $125,000 to $149,999 | 40 | 6.3% |
| $150,000 to $199,999 | 45 | 7.1% |
| $200,000 and over | 30 | 4.8% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$1,372
Principal and interest
Calculated estimate
$1,147
Property tax
Calculated estimate
$75/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$248,000
Down payment
Calculated estimate
$49,600 (20%)
Estimated mortgage
Calculated estimate
$198,400
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$1,372
/mo
Rate
%
Amortization
Principal and interest
$1,147
Property tax (est.)
$75
P&I
Tax
Down payment
$49,600 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $49,600 down (20%) on $248,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
