- Active
1851 Miller Street
Lumby · Single Family
- Beds
- 3
- Baths
- 2
- Sqft
- 4,809
- Built
- 1942
Listed by Real Broker B.C. Ltd · MLS® 10394709
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Sign inAbout this home
Rarely does a property like this become available! Nestled in the heart of Lumby, this hidden 2.2-acre gem offers the perfect combination of privacy, usable land, and incredible future potential. Tucked behind a gated entrance, this beautifully maintained property is a private oasis featuring a beautiful in ground pool, lush gardens, a peaceful pond, a large deer-fenced garden, and a charming orchard on a level, fully usable parcel just minutes from amenities. The property offers a spacious 3-bedroom home, a triple-car garage, a detached office building with a bathroom creating excellent potential for a guest or secondary suite, and a detached shop ideal for storage, hobbies, or a home-based business. Whether you're looking for room to grow, space for your toys, or multi-generational living, this property checks every box. Exceptional zoning adds tremendous value, allowing for major day cares, major group homes, multi-family dwellings, retirement housing, row housing, single-family cluster housing, and single-, two-, three-, and four-family dwellings. Enjoy the property as it is, hold for the future, develop when the time is right, or explore subdivision potential for family or investment. Offering privacy, versatility, and long-term value in a desirable in-town location, this exceptional Lumby property is ready to make your vision a reality.
Home facts
- Bedrooms
- 3
- Bathrooms
- 2 full
- Interior
- 4,809 sq ft
- Year built
- 1942
- Storeys
- 3
- Parking
- 3
- Property type
- Single Family
- Garage
- Yes
- Carport
- Yes
- Fireplaces
- 3
- Area
- Lumby Valley
- Listed
- July 22, 2026
- Structure
- House
- PID
- 030-083-915
- Common interest
- Freehold
Highlights
- Mountain view
- Pool
Features and inclusions
- Appliances
- Refrigerator, Cooktop - Gas, Dishwasher, See remarks
- Heating
- Stove, Forced air, See remarks, Wood
- Flooring
- Hardwood
- Roof
- Asphalt shingle, Unknown
- Parking
- Detached Garage, Carport, Covered, Breezeway, RV, Oversize, Additional Parking
- Lot
- Level lot, One Balcony
- Community
- Family Oriented, Pets Allowed
Rooms and building
- Sewer
- Municipal sewage system
- Water
- Municipal water
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $8,010
- Property tax
- $492/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $8,652
Purchase snapshot
- List price
- $1,690,000
- Down payment
- $338,000 (20%)
- Estimated mortgage
- $1,352,000
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $11,440
- At 6.7695 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
For investors
As a rental
- Estimated rent
- $944 a month
- Gross yield
- 0.7%
Estimated rent from Statistics Canada rents for this area, scaled to the bedrooms. Gross yield is 12 months of that rent over the asking price, before costs.
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Floodplain
- Mapped floodplain
- Sits in a provincially mapped floodplain. Expect flood-related insurance and financing conditions.
- Wildfire interface
- Extreme risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Land · 45%
Who lives here
Documents
Pick the records you want. Ray Rasouli will email what the listing brokerage shares.
Availability is not guaranteed. Review documents with a professional.