Lumby · V0E2G4
$7,029/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Discover peaceful self-sufficiency on this pristine 20-acre retreat just minutes out of Lumby. Surrounded by untouched nature yet beautifully landscaped, this private oasis is perfect for those seeking a healthier pace of life. With abundant spring water, crystal-clear pond, and Defies Creek meandering through, you’ll have everything you need to grow your own food and care for your animals. Approximately 11 acres are in fenced hayfields and pastures, with the remainder treed in beautiful Cedar and Fir. The 3-bedroom, 3.5-bath home is overbuilt for comfort and function, featuring hardwood floors and in-floor heating from an exterior wood-burning boiler. The main level includes a spacious kitchen, dining, living area, and primary suite, while the walk-out lower level offers two bedrooms with ensuite baths and private entrances—ideal for guests or a B&B. Outbuildings include a detached garage, machine shed, workshop, wood sheds, and a cold room. Enjoy the serene views from your covered deck overlooking lush gardens and valley vistas. Crown land trails are at your doorstep, with endless options for riding or hiking. Only 10 minutes from Lumby, this is where off-grid dreams and modern comfort meet.
3
Beds
2,054 ft²
Floor area
2007
Year built
Single Family
Type
Lumby Valley
Area
Listed
June 10, 2026
Nearby & Commute
1h 41m
walk to Super A Foods
4h 35m
bike to Orchard Park Exchange
15h 16m
walk to Orchard Park Exchange
12h 47m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 57%
| Detached | 38 | 56.7% |
| Land | 21 | 31.3% |
| Duplex | 2 | 3.0% |
| Farm | 2 | 3.0% |
| Other | 2 | 3.0% |
| Other | 2 | 3.0% |
| $15,000 to $19,999 | 10 | 4.1% |
| $20,000 to $24,999 | 10 | 4.1% |
| $25,000 to $29,999 | 10 | 4.1% |
| $30,000 to $34,999 | 10 | 4.1% |
| $35,000 to $39,999 | 15 | 6.1% |
| $40,000 to $44,999 | 15 | 6.1% |
| $45,000 to $49,999 | 15 | 6.1% |
| $50,000 to $59,999 | 25 | 10.2% |
| $60,000 to $69,999 | 20 | 8.2% |
| $70,000 to $79,999 | 5 | 2.0% |
| $80,000 to $89,999 | 15 | 6.1% |
| $90,000 to $99,999 | 10 | 4.1% |
| $100,000 to $124,999 | 35 | 14.3% |
| $125,000 to $149,999 | 20 | 8.2% |
| $150,000 to $199,999 | 20 | 8.2% |
| $200,000 and over | 10 | 4.1% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$7,029
Principal and interest
Calculated estimate
$6,471
Property tax
Calculated estimate
$408/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,399,000
Down payment
Calculated estimate
$279,800 (20%)
Estimated mortgage
Calculated estimate
$1,119,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$7,029
/mo
Rate
%
Amortization
Principal and interest
$6,471
Property tax (est.)
$408
P&I
Tax
Down payment
$279,800 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $279,800 down (20%) on $1,399,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
At 6.3118 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
