- Active
296 Trinity Valley Road
Lumby · Single Family
- Beds
- 3
- Baths
- 4
- Sqft
- 2,054
- Built
- 2007
Listed by Real Broker B.C. Ltd · MLS® 10390460
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Sign inAbout this home
Discover peaceful self-sufficiency on this pristine 20-acre retreat just minutes out of Lumby. Surrounded by untouched nature yet beautifully landscaped, this private oasis is perfect for those seeking a healthier pace of life. With abundant spring water, crystal-clear pond, and Defies Creek meandering through, you’ll have everything you need to grow your own food and care for your animals. Approximately 11 acres are in fenced hayfields and pastures, with the remainder treed in beautiful Cedar and Fir. The 3-bedroom, 3.5-bath home is overbuilt for comfort and function, featuring hardwood floors and in-floor heating from an exterior wood-burning boiler. The main level includes a spacious kitchen, dining, living area, and primary suite, while the walk-out lower level offers two bedrooms with ensuite baths and private entrances—ideal for guests or a B&B. Outbuildings include a detached garage, machine shed, workshop, wood sheds, and a cold room. Enjoy the serene views from your covered deck overlooking lush gardens and valley vistas. Crown land trails are at your doorstep, with endless options for riding or hiking. Only 10 minutes from Lumby, this is where off-grid dreams and modern comfort meet.
Home facts
- Bedrooms
- 3
- Bathrooms
- 3 full + 1 half
- Interior
- 2,054 sq ft
- Year built
- 2007
- Storeys
- 2
- Parking
- 14
- Property type
- Single Family
- Basement
- Full
- Garage
- Yes
- Fireplace
- 1
- Area
- Lumby Valley
- Style
- Ranch
- Listed
- June 10, 2026
- Structure
- House
- PID
- 013-499-301
- Common interest
- Freehold
Highlights
- Mountain view
Features and inclusions
- Appliances
- Refrigerator, Range - Electric, Washer & Dryer
- Heating
- Heat Pump, In Floor Heating, See remarks, Hot Water
- Cooling
- Wall unit
- Flooring
- Tile, Hardwood, Vinyl
- Roof
- Asphalt shingle, Unknown
- Parking
- Detached Garage, Additional Parking
- Lot
- Private setting, Treed, One Balcony
- Community
- Rural Setting, Pets Allowed, Rentals Allowed
Rooms and building
- Sewer
- Septic tank
- Water
- Spring
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $6,631
- Property tax
- $408/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $7,189
Purchase snapshot
- List price
- $1,399,000
- Down payment
- $279,800 (20%)
- Estimated mortgage
- $1,119,200
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $9,471
- At 6.7695 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Extreme risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 47%
Who lives here
Documents
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Availability is not guaranteed. Review documents with a professional.