- Active
187 Gibson Road
Lumby · Single Family
- Beds
- 4
- Baths
- 3
- Sqft
- 2,496
- Built
- 1988
Listed by Royal LePage Downtown Realty · MLS® 10391083
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Sign inAbout this home
Escape to your own private 80-acre retreat at the end of a quiet no-through road. This beautifully treed property features a 4-bedroom, 2.5-bath home across three spacious levels, offering the perfect setting for families, hobby farmers, outdoor enthusiasts, or anyone dreaming of a peaceful country lifestyle. Relax on the covered back porch overlooking the meadow and enjoy the sounds of nature. The main floor offers an open-concept kitchen, dining and living area with vaulted ceilings and a cozy wood stove, creating a warm gathering place year-round. A bright sunroom or home office provides the perfect spot to unwind or work from home while taking in the surrounding views. Also on the main level are a bedroom with walk-in closet, laundry and a convenient 2-piece bath. Upstairs you'll find the generous primary suite with a 3-piece ensuite featuring a soaker tub and large picture window overlooking your private landscape. Two additional spacious bedrooms and a full bathroom complete the upper floor, which overlooks the bright living space below. The unfinished basement is a blank canvas, ready for your ideas whether it's a workshop, recreation room or additional living space. Water is supplied by a reliable drilled well recently tested at 3.5 GPM, and the public road is maintained year-round by AIM. Enjoy the peace and privacy of country living while being only 10 minutes from Lumby, with schools, shopping, medical services, recreation and everyday amenities close at hand. A rare opportunity to create the rural lifestyle you've been dreaming of.
Home facts
- Bedrooms
- 4
- Bathrooms
- 2 full + 1 half
- Interior
- 2,496 sq ft
- Year built
- 1988
- Storeys
- 3
- Parking
- 10
- Property type
- Single Family
- Fireplace
- 1
- Area
- Lumby Valley
- Listed
- June 18, 2026
- Structure
- House
- PID
- 009-822-771
- Common interest
- Freehold
Highlights
- Mountain view
- High ceilings
- Meeting/Party Room
Features and inclusions
- Heating
- Baseboard heaters, Stove, Wood
- Flooring
- Laminate, Carpeted
- Community
- Family Oriented, Rural Setting, Pets Allowed, Rentals Allowed
Rooms and building
- Sewer
- Septic tank
- Water
- Well
- Utilities
- Water, Electricity, Telephone
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $5,451
- Property tax
- $333/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $5,934
Purchase snapshot
- List price
- $1,150,000
- Down payment
- $230,000 (20%)
- Estimated mortgage
- $920,000
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $7,785
- At 6.7695 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Agricultural Land Reserve
- In the ALR
- Provincial farmland protection restricts subdivision and non-farm use.
- Wildfire interface
- Extreme risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 44%
Who lives here
Documents
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