Lumby · V0E2G0
$2,953/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Located on a quiet dead end road in Lumby, BC, this property offers the perfect blend of comfort and financial versatility. The main residence features a spacious two-bedroom, one-bathroom layout with a modern, refreshed interior that feels welcoming from the moment you step inside. Adding immense value to the property is a fully self-contained one-bedroom, one-bathroom suite, making this an exceptional opportunity for a first-time homebuyer looking for a reliable mortgage helper or an investor seeking a turnkey addition to their portfolio. Designed for seamless co-living or independent tenancy, both units are completely self-sufficient. Each space boasts its own dedicated laundry facilities and separate heat pumps, ensuring efficient year-round climate control, individual utility management, and maximum privacy for everyone. Situated in a peaceful, family-friendly neighborhood while still offering easy access to local amenities. Updates include tankless on demand water heater 2022, heat pump in main section 2022, heat pump on suite 2025, house plumbed with pex, full bathroom updates in 2022 & 2025, furnace 2025, 200 amp electrical service.
3
Beds
1,596 ft²
Floor area
1969
Year built
Single Family
Type
Lumby Valley
Area
Listed
July 7, 2026
Nearby & Commute
10 min
walk to Super A Foods
4h 11m
bike to Orchard Park Exchange
13h 55m
walk to Orchard Park Exchange
12h 41m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 54%
| Detached | 30 | 53.6% |
| Land | 21 | 37.5% |
| Duplex | 2 | 3.6% |
| Other | 2 | 3.6% |
| Townhouse | 1 | 1.8% |
| $15,000 to $19,999 | 10 | 4.7% |
| $25,000 to $29,999 | 10 | 4.7% |
| $30,000 to $34,999 | 10 | 4.7% |
| $35,000 to $39,999 | 10 | 4.7% |
| $40,000 to $44,999 | 10 | 4.7% |
| $45,000 to $49,999 | 10 | 4.7% |
| $50,000 to $59,999 | 15 | 7.0% |
| $60,000 to $69,999 | 15 | 7.0% |
| $70,000 to $79,999 | 15 | 7.0% |
| $80,000 to $89,999 | 15 | 7.0% |
| $90,000 to $99,999 | 15 | 7.0% |
| $100,000 to $124,999 | 25 | 11.6% |
| $125,000 to $149,999 | 25 | 11.6% |
| $150,000 to $199,999 | 25 | 11.6% |
| $200,000 and over | 5 | 2.3% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$2,953
Principal and interest
Calculated estimate
$2,637
Property tax
Calculated estimate
$167/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$569,999
Down payment
Calculated estimate
$114,000 (20%)
Estimated mortgage
Calculated estimate
$455,999
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$2,953
/mo
Rate
%
Amortization
Principal and interest
$2,637
Property tax (est.)
$167
P&I
Tax
Down payment
$114,000 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $114,000 down (20%) on $569,999, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 6.3118 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Sits in a provincially mapped floodplain. Expect flood-related insurance and financing conditions.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
