- Active
#21 – 405 Quebec Street
Victoria · Single Family
- Beds
- 2
- Baths
- 2
- Sqft
- 1,202
- Built
- 1994
Listed by Sotheby's International Realty Canada · MLS® 1050052
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Sign inAbout this home
Open House Sat. Sept 26, 3-4:30. POLO PACIFIC- Your vibrant James Bay lifestyle starts here! Beautiful sunny south facing 1200+ sq ft of luxury living just steps to the ocean. Recently renovated with new kitchen and baths, this bright 2-bed/2-bath gem is in move in condition with smart layout for spacious living. You will love the primary suite with walk in closet, 4 piece bath and cozy reading area. The second bedroom is spacious and bright. Wide open living areas offer extensive windows, gas fireplace and french door to a beautiful private cozy courtyard. In-suite laundry, lots of storage, and new flooring. Proactive strata secures your investment with good contingency fund, new roof and is fully remediated. Secure parking, EV charging, 2 guest suites, lots of visitor parking & on-site caretaker. Ground level, great for pets. Walk to the Inner Harbour, Fisherman’s Wharf, groceries, pubs, & the Seniors Activity Centre. Enjoy miles of level seaside walking in Victoria’s most loved community. Rentals and pets allowed!
Home facts
- Bedrooms
- 2
- Bathrooms
- 2 full
- Interior
- 1,202 sq ft
- Lot size
- 1,198 sq ft
- Year built
- 1994
- Parking
- 1
- Property type
- Single Family
- Fireplace
- 1
- Area
- James Bay
- Listed
- September 18, 2026
- Structure
- Apartment
- PID
- 023-185-031
- Common interest
- Condo/Strata
Highlights
- EV charging
- In-suite laundry
- Underground parking
- Fireplace
Features and inclusions
- Appliances
- Washer, Refrigerator, Range - Electric, Dishwasher, Dryer
- Heating
- Baseboard heaters, Natural gas
- Cooling
- None
- Parking
- Underground
- Lot
- Central location, Other
- Community
- Family Oriented, Pets Allowed
Rooms and building
- Water
- Zoning
- Multi-Family
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $3,787
- Property tax
- $233/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $4,170
Purchase snapshot
- List price
- $799,000
- Down payment
- $159,800 (20%)
- Estimated mortgage
- $639,200
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $4,519
- At 5.6559 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Climate
What the weather is like in Victoria
Ten year average, 2016–2025.
- Average temperature
- 10.5°C
- Daily mean across the year.
- Yearly precipitation
- 863 mm
- On the drier side for BC.
- Yearly snowfall
- 39 cm
- Snow is the exception here.
- Bright sunshine
- 2,109 h
- Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
Source: Environment and Climate Change Canada, monthly climate summaries
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Low risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Condo / Apartment · 65%
Who lives here
Documents
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