- Active
2162 Stelly's Cross Road
Central Saanich · Single Family
- Beds
- 4
- Baths
- 3
- Sqft
- 2,212
- Built
- 1988
Listed by eXp Realty · MLS® 1051713
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Sign inAbout this home
Welcome to 2162 Stelly's Cross Road, a 2,212 square foot home with a self-contained suite in the heart of Central Saanich. The main level offers comfortable family living with a kitchen, separate dining room, and a living room anchored by a fireplace, along with three bedrooms including a primary with walk-in closet and three-piece ensuite. A generous private deck off the main floor overlooks the surrounding greenery with ocean glimpses and makes an easy spot for summer entertaining. Downstairs, a one-bedroom suite with its own entry, eat-in kitchen, living room, and four-piece bath adds flexibility for extended family or rental potential, with buyer to verify suite status and permitting. A dedicated office, laundry room, and double garage round out the lower level, while two separate yards and a large covered patio extend the usable outdoor space. The home has good bones and presents a clear opportunity to add value through cosmetic updates over time. The location is well suited to commuters and families, with Saanichton, Brentwood Bay, and Sidney all close at hand, plus the Saanich Fairgrounds, Panorama Recreation Centre, Keating amenities, and Butchart Gardens nearby. An affordable entry into the Central Saanich market with genuine investment potential.
Home facts
- Bedrooms
- 4
- Bathrooms
- 3 full
- Interior
- 2,212 sq ft
- Lot size
- 9,301 sq ft
- Year built
- 1988
- Parking
- 2
- Property type
- Single Family
- Garage
- Yes
- Fireplace
- 1
- Area
- Saanichton
- Style
- Westcoast
- Listed
- October 7, 2026
- Structure
- House
- PID
- 006-687-512
- Common interest
- Freehold
Highlights
- Mountain view
- Patio
- Double garage
- Fireplace
Features and inclusions
- Appliances
- Washer, Refrigerator, Range - Electric, Dishwasher, Dryer
- Heating
- Baseboard heaters, Electric
- Cooling
- None
- Parking
- Attached Garage, Garage, RV, Visitor Parking
- Lot
- Level lot, Park setting, Private setting, Southern exposure, Corner Site, Partially cleared, Other, Marine Oriented
Rooms and building
- Water
- Zoning
- Residential
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $5,213
- Property tax
- $317/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $5,680
Purchase snapshot
- List price
- $1,099,900
- Down payment
- $219,980 (20%)
- Estimated mortgage
- $879,920
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $5,487
- At 4.9890 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Low risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Condo / Apartment · 34%
Who lives here
Documents
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Availability is not guaranteed. Review documents with a professional.