- Active
2194 Central Avenue
Oak Bay · Single Family
- Beds
- 5
- Baths
- 3
- Sqft
- 2,364
- Built
- 1924
Listed by The Agency · MLS® 1031384
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Sign inAbout this home
Welcome to 2194 Central Avenue, a beautifully updated 5-bed, 3-bath home in the heart of South Oak Bay. With 2,364 sq. ft. of bright, well-planned living space this residence blends classic charm with thoughtful modern upgrades. The main level features a welcoming front porch, spacious living and dining rooms, and a renovated kitchen with quartz countertops, gas cooktop, and a sunny eating nook. From the kitchen, step down to the expansive 34’ patio and fully fenced backyard—ideal for outdoor living and play. Upstairs offers a generous primary bedroom with walk-in closet and 2-piece ensuite, plus two additional bedrooms. The lower level provides excellent flexibility with two more bedrooms, a full bath, laundry room, mudroom, and ample storage. A detached 20’ x 17’ garage completes this exceptional property. Just steps to the Avenue, beaches, parks, and top schools, this is South Oak Bay living at its finest.
Home facts
- Bedrooms
- 5
- Bathrooms
- 3 full
- Interior
- 2,364 sq ft
- Lot size
- 6,850 sq ft
- Year built
- 1924
- Parking
- 4
- Property type
- Single Family
- Garage
- Yes
- Fireplace
- 1
- Area
- South Oak Bay
- Style
- Character
- Listed
- April 13, 2026
- Structure
- House
- PID
- 000-029-416
- Common interest
- Freehold
Highlights
- Patio
- Private yard
- Gas range
Features and inclusions
- Appliances
- Washer, Refrigerator, Dishwasher, Stove, Dryer, Microwave, Oven - Built-In
- Heating
- Heat Pump, Other
- Cooling
- See Remarks
- Parking
- Detached Garage, Garage, Street
- Lot
- Level lot, Southern exposure, Corner Site, Other, Rectangular, Marine Oriented
Rooms and building
- Water
- Zoning
- Residential
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $10,423
- Property tax
- $642/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $11,214
Purchase snapshot
- List price
- $2,199,000
- Down payment
- $439,800 (20%)
- Estimated mortgage
- $1,759,200
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $12,046
- At 5.4779 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Low risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 46%
Who lives here
Documents
Pick the records you want. Ray Rasouli will email what the listing brokerage shares.
Availability is not guaranteed. Review documents with a professional.