- Active
225 Swick Road
Kelowna · Single Family
- Beds
- 5
- Baths
- 8
- Sqft
- 7,766
- Built
- 2005
Listed by Engel & Volkers Okanagan · MLS® 10380808
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Sign inAbout this home
Kelowna's #1 lakefront cottage. Gorgeous home on 2.31 private acres w/160’ of sandy beach+vineyard. Plans/site in place for a tram/lift directly to the beach. Newer dock, elevator, wine cellar, office, gym + theatre. 8000 sq ft, 5 bdrm, 8 bath. Main floor primary suite w/ reading area + fireplace, luxury hotel-like bath, great room w/soaring ceilings, stone fireplace and French doors that lead out to a lakefront patio w/ sunset views. The chateau kitchen w/ best in class Wolf/SubZero appliances, lakeview kitchen table along w/bar seating, formal dining room, main floor laundry and a wet bar. The upper level w/2 large bdrms w/ensuites and a huge family/guest suite w/ensuite, laundry, kitchenette. The lower level has a gym +spa bath, wine cellar, games rm, theatre, sauna, family rm and a large office w/ensuite. Elevator + accessible ramps. 4 car garage plus bonus storage. Explore your options to add a guest house. Outdoor kitchen/hot tub. Licensed dock w/power lift. Heated tile floors, Pella windows, state-of-the-art water filtration/controls, heated driveway. Smart Lutron system w/power blinds, custom lighting, audio, alarm. Timeless design w/ tile roof, copper gutters, Kettle Valley stone exterior. Relaxing waterfall entrance. State-of-the-art geothermal heating/cooling and green-living eco septic system. Private vineyard w/ turn-key manager in place. Mins to award-winning wineries, Bertram Park, and amenities of Lwr Mission. Room for pool. Wheelchair accessible throughout.
Home facts
- Bedrooms
- 5
- Bathrooms
- 6 full + 2 half
- Interior
- 7,766 sq ft
- Year built
- 2005
- Storeys
- 3
- Parking
- 8
- Property type
- Single Family
- Basement
- Full
- Garage
- Yes
- Fireplaces
- 6
- Area
- Upper Mission
- Listed
- April 6, 2026
- Structure
- House
- Frontage
- 263 feet
- PID
- 017-486-777
- Common interest
- Freehold
Highlights
- Mountain view
- Waterfront
- City view
- Gym
- Pool
- Patio
Features and inclusions
- Appliances
- Washer, Refrigerator, Oven - gas, Cooktop - Gas, Dishwasher, Wine Fridge, Oven, Dryer, Microwave, Cooktop, Freezer, Oven - Built-In, Humidifier, Hood Fan, See remarks, Washer & Dryer
- Heating
- In Floor Heating, Electric, See remarks, Geothermal
- Cooling
- Central air conditioning, Geothermal
- Flooring
- Tile, Hardwood, Carpeted, Wood
- Roof
- Tile, Unknown
- Parking
- Attached Garage
- Lot
- Central island, Three Balconies
Rooms and building
- Sewer
- Septic tank
- Water
- Lake/River Water Intake
- Utilities
- Water, Natural Gas, Electricity, Cable, Telephone
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $32,230
- Property tax
- $1,983/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $34,364
Purchase snapshot
- List price
- $6,799,999
- Down payment
- $1,360,000 (20%)
- Estimated mortgage
- $5,439,999
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $32,365
- At 4.7595 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Climate
What the weather is like in Kelowna
Ten year average, 2016–2025.
- Average temperature
- 9.6°C
- Daily mean across the year.
- Yearly precipitation
- 242 mm
- On the drier side for BC.
- Bright sunshine
- 1,949 h
- Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
Source: Environment and Climate Change Canada, monthly climate summaries
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Extreme risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 59%
Who lives here
Documents
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