Oliver · V0H1T1
$4,567/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Welcome to The Cottages on Lake Osoyoos! This beautifully maintained 4-bedroom, 3-bathroom home offers 2,080 sq. ft. of thoughtfully designed living space with stunning lake, mountain, and valley views. Enjoy spectacular sunsets from the west-facing sundeck and peaceful mornings on the east-facing back deck. The bright, open-concept main level is perfect for entertaining, featuring a stylish kitchen with quartz countertops, abundant cabinetry, and a spacious living area with an electric fireplace. The primary suite includes dual closets and a generous ensuite with double vanities. The lower level provides excellent space for family and guests with an additional bedroom, full bathroom, and a large bonus room that could easily serve as the ultimate bunk room or recreation space. Additional highlights include geothermal heating and cooling, a double garage with workspace, parking for up to five vehicles, boat slip 133 12'4"" x 26'3"" boat slip not included but available for purchase separately. Cul-de-sac location with private backyard, resort-style community with 1,800 feet of waterfront, over 500 feet of sandy beach, marina, pools, hot tubs, fitness centre, clubhouse, walking trails, playgrounds, and an off-leash dog park. No age restrictions, two pets allowed, and short-term rentals permitted—ideal for year-round living, vacation use, or investment. No GST, PTT, or Vacant Homes Tax. HOA $600/month plus $40/month for the boat slip. Buyers to verify measurements if important.
4
Beds
2,080 ft²
Floor area
2013
Year built
Single Family
Type
Oliver
Area
Listed
July 20, 2026
Nearby & Commute
1h 7m
walk to Red Apple
4h 40m
bike to Prairie Valley Station
15h 33m
walk to Prairie Valley Station
10h 34m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 78%
| Detached | 29 | 78.4% |
| Farm | 3 | 8.1% |
| Other | 3 | 8.1% |
| Condo / Apartment | 1 | 2.7% |
| Townhouse | 1 | 2.7% |
| Under $5,000 | 10 | 2.2% |
| $10,000 to $14,999 | 15 | 3.3% |
| $15,000 to $19,999 | 10 | 2.2% |
| $20,000 to $24,999 | 5 | 1.1% |
| $25,000 to $29,999 | 10 | 2.2% |
| $30,000 to $34,999 | 10 | 2.2% |
| $35,000 to $39,999 | 10 | 2.2% |
| $40,000 to $44,999 | 25 | 5.5% |
| $45,000 to $49,999 | 20 | 4.4% |
| $50,000 to $59,999 | 25 | 5.5% |
| $60,000 to $69,999 | 45 | 9.9% |
| $70,000 to $79,999 | 40 | 8.8% |
| $80,000 to $89,999 | 30 | 6.6% |
| $90,000 to $99,999 | 35 | 7.7% |
| $100,000 to $124,999 | 70 | 15.4% |
| $125,000 to $149,999 | 45 | 9.9% |
| $150,000 to $199,999 | 25 | 5.5% |
| $200,000 and over | 25 | 5.5% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,567
Principal and interest
Calculated estimate
$4,158
Property tax
Calculated estimate
$258/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$899,000
Down payment
Calculated estimate
$179,800 (20%)
Estimated mortgage
Calculated estimate
$719,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$4,567
/mo
Rate
%
Amortization
Principal and interest
$4,158
Property tax (est.)
$258
P&I
Tax
Down payment
$179,800 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $179,800 down (20%) on $899,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 4.9722 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
