Salt Spring · V8K1J7
$6,515/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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*** For more information, please click Brochure button. *** Feelings of peace and relaxation wash over you the moment you arrive at this beautifully maintained Salt Spring Island property. Lovingly improved and meticulously cared for, it offers the perfect balance of comfort, character, and opportunity to make it your own. Perched in one of the island’s most sought-after neighbourhoods, this .86-acre property enjoys spectacular sunset views over the Salish Sea and vistas of St. Mary Lake, distant fields, and coastal mountains. Surrounded by mature trees and abundant wildlife, the setting is both private and serene. The fully fenced backyard is designed for enjoyment and easy maintenance, featuring irrigated garden beds, a powered garden shed, woodshed, fire pit, brick patio, and a custom wood-fired cedar sauna built in 2025. The remaining grounds offer open lawn, wildflowers, mature timber, and a large level area ideal for a future shop, greenhouse, or studio. A unique bonus is the fully serviced and secluded guest retreat, home to “Daisy,” a beautifully restored vintage Travelux trailer with its own driveway—perfect for visitors, rental potential income, or creative space. Inside, soaring 14-foot vaulted ceilings, abundant natural light, exposed cedar beams, reclaimed wood accents, and thoughtful design create a warm modern farmhouse aesthetic. Extensive recent upgrades mean virtually every aspect of the home has been refreshed or improved. Additional features include a new oversized septic system (2020), engineered hardwood flooring, interior and exterior paint, upgraded electrical fixtures and receptacles, organic wool carpeting, new deck railings, workshop/tool room, insulated crawlspace, and numerous outdoor entertaining areas. Ideally located just 2 minutes from the Vesuvius ferry, 6 minutes from Ganges, and close to St. Mary Lake, sports fields, tennis courts, theatre, and shopping. A rare opportunity to enjoy island living at its finest.
3
Beds
1,590 ft²
Floor area
1975
Year built
Single Family
Type
Salt Spring
Area
Listed
June 12, 2026
Nearby & Commute
47 min
walk to Country Grocer
1h 10m
bike to Alderlea Station
3h 51m
walk to Alderlea Station
2h 12m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 63%
| Detached | 33 | 63.5% |
| Land | 11 | 21.2% |
| Other | 3 | 5.8% |
| Townhouse | 3 | 5.8% |
| Condo / Apartment | 1 | 1.9% |
| Other | 1 | 1.9% |
| Under $5,000 | 15 | 1.1% |
| $5,000 to $9,999 | 10 | 0.7% |
| $10,000 to $14,999 | 15 | 1.1% |
| $15,000 to $19,999 | 45 | 3.2% |
| $20,000 to $24,999 | 50 | 3.5% |
| $25,000 to $29,999 | 60 | 4.2% |
| $30,000 to $34,999 | 65 | 4.6% |
| $35,000 to $39,999 | 40 | 2.8% |
| $40,000 to $44,999 | 60 | 4.2% |
| $45,000 to $49,999 | 40 | 2.8% |
| $50,000 to $59,999 | 95 | 6.7% |
| $60,000 to $69,999 | 105 | 7.4% |
| $70,000 to $79,999 | 105 | 7.4% |
| $80,000 to $89,999 | 80 | 5.7% |
| $90,000 to $99,999 | 80 | 5.7% |
| $100,000 to $124,999 | 175 | 12.4% |
| $125,000 to $149,999 | 125 | 8.8% |
| $150,000 to $199,999 | 125 | 8.8% |
| $200,000 and over | 125 | 8.8% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$6,515
Principal and interest
Calculated estimate
$5,990
Property tax
Calculated estimate
$375/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,295,000
Down payment
Calculated estimate
$259,000 (20%)
Estimated mortgage
Calculated estimate
$1,036,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$6,515
/mo
Rate
%
Amortization
Principal and interest
$5,990
Property tax (est.)
$375
P&I
Tax
Down payment
$259,000 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $259,000 down (20%) on $1,295,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
