Salt Spring · V8K2L9
$5,485/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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This charming 3-bedroom home offers a perfect blend of coastal living and convenience on a fenced .27-acre lot. Enjoy panoramic ocean views and a peaceful setting that features two rainwater catchment tanks, a greenhouse, and mature apple and peach trees. This south facing property is ideally located near walking trails, seven minutes from the shops of Ganges, and moments away from the Long Harbour ferry terminal. Old Scott Rd is a quaint neighbourhood of waterfront and ocean view homes of different eras. The area has local historical significance dating back to the late 1800’s. Inside the home, the lower level, complete with two separate entrances, provides excellent potential for a bed and breakfast or a guest suite. This home on a community water system and has a *NEW SEPTIC SYSTEM*. The property offers a warm and inviting atmosphere in a prime location. If you are seeking a home with versatile income potential, this property offers the perfect balance of island charm and comfort.
3
Beds
2,755 ft²
Floor area
1980
Year built
Single Family
Type
Salt Spring
Area
Listed
February 21, 2026
No strata fee (freehold/non-strata). Property tax $3551/yr (0.327% of list price vs 0.30% norm). Typical owner in Saltspring Island pays $1,000/mo (Census 2021).
Nearby & Commute
51 min
walk to Thrifty Foods
1h 32m
bike to Alderlea Station
5h 7m
walk to Alderlea Station
2h 10m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 38%
| Detached | 26 | 38.2% |
| Land | 24 | 35.3% |
| Townhouse | 13 | 19.1% |
| Mobile home | 2 | 2.9% |
| Other | 2 | 2.9% |
| Other | 1 | 1.5% |
| Under $5,000 | 15 | 1.9% |
| $5,000 to $9,999 | 5 | 0.6% |
| $10,000 to $14,999 | 5 | 0.6% |
| $15,000 to $19,999 | 15 | 1.9% |
| $20,000 to $24,999 | 30 | 3.8% |
| $25,000 to $29,999 | 30 | 3.8% |
| $30,000 to $34,999 | 15 | 1.9% |
| $35,000 to $39,999 | 35 | 4.4% |
| $40,000 to $44,999 | 30 | 3.8% |
| $45,000 to $49,999 | 25 | 3.1% |
| $50,000 to $59,999 | 45 | 5.6% |
| $60,000 to $69,999 | 65 | 8.1% |
| $70,000 to $79,999 | 40 | 5.0% |
| $80,000 to $89,999 | 40 | 5.0% |
| $90,000 to $99,999 | 50 | 6.3% |
| $100,000 to $124,999 | 75 | 9.4% |
| $125,000 to $149,999 | 70 | 8.8% |
| $150,000 to $199,999 | 80 | 10.0% |
| $200,000 and over | 130 | 16.3% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$5,485
Principal and interest
Calculated estimate
$5,019
Property tax
Calculated estimate
$317/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,085,000
Down payment
Calculated estimate
$217,000 (20%)
Estimated mortgage
Calculated estimate
$868,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$5,485
/mo
Rate
%
Amortization
Principal and interest
$5,019
Property tax (est.)
$317
P&I
Tax
Down payment
$217,000 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $217,000 down (20%) on $1,085,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
