Salt Spring · V8K2G4
$4,672/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Extensively updated and well-maintained, this versatile Salt Spring home offers exceptional income potential and a vibrant island lifestyle. Designed with flexibility in mind, the property features up to four self-contained spaces, each with its own entrance, offering the option to enjoy the entire home or live in part while operating the remainder as a BnB. The bright main level showcases an open-concept layout with a fully renovated kitchen, large new windows, hardwood floors, and a welcoming living area with wood stove. The lower level provides two additional living rooms, each with an associated bedroom and bathroom, ideal for guests or BnB use. A detached studio offers the perfect artist’s retreat, while a dedicated office creates a quiet work-from-home space. Outdoors, enjoy a true gardener’s paradise with a greenhouse, 42 raised beds, 13 fruit trees, a diversity of berries, a grape arbour, and mature kiwi vines - an inspiring setting to live, create, and thrive.
5
Beds
2,662 ft²
Floor area
1976
Year built
Single Family
Type
Salt Spring
Area
Listed
April 3, 2026
No strata fee (freehold/non-strata). Property tax $3032/yr (0.330% of list price vs 0.30% norm). Typical owner in Saltspring Island pays $810/mo (Census 2021).
Nearby & Commute
52 min
walk to Thrifty Foods
1h 23m
bike to Alderlea Station
4h 36m
walk to Alderlea Station
2h 17m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 45%
| Detached | 14 | 45.2% |
| Land | 14 | 45.2% |
| Duplex | 1 | 3.2% |
| Mobile home | 1 | 3.2% |
| Townhouse | 1 | 3.2% |
| Under $5,000 | 5 | 2.1% |
| $15,000 to $19,999 | 5 | 2.1% |
| $20,000 to $24,999 | 10 | 4.3% |
| $25,000 to $29,999 | 10 | 4.3% |
| $30,000 to $34,999 | 5 | 2.1% |
| $35,000 to $39,999 | 10 | 4.3% |
| $40,000 to $44,999 | 10 | 4.3% |
| $45,000 to $49,999 | 5 | 2.1% |
| $50,000 to $59,999 | 15 | 6.4% |
| $60,000 to $69,999 | 20 | 8.5% |
| $70,000 to $79,999 | 20 | 8.5% |
| $80,000 to $89,999 | 10 | 4.3% |
| $90,000 to $99,999 | 15 | 6.4% |
| $100,000 to $124,999 | 30 | 12.8% |
| $125,000 to $149,999 | 20 | 8.5% |
| $150,000 to $199,999 | 20 | 8.5% |
| $200,000 and over | 25 | 10.6% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,672
Principal and interest
Calculated estimate
$4,256
Property tax
Calculated estimate
$267/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$920,000
Down payment
Calculated estimate
$184,000 (20%)
Estimated mortgage
Calculated estimate
$736,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$4,672
/mo
Rate
%
Amortization
Principal and interest
$4,256
Property tax (est.)
$267
P&I
Tax
Down payment
$184,000 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $184,000 down (20%) on $920,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
