Salt Spring · V8K2M5
$5,044/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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This well-maintained, charming Tudor style home is situated within walking distance to town, yet on a quiet street enjoying a private, sunny and quiet setting. The home has three levels with a fully finished guest area, on the lower garden daylight level, and a separate entrance. Spacious, bright rooms throughout, having a casual country feel, and a large cheery kitchen. The detached two level studio/garage is plumbed, wired and heated with a large studio area and two bathrooms, perfect for a home business or a myriad of creative pursuits. A large deck provides outdoor enjoyment and glimpses of the ocean and mountains. Low maintenance natural and perennial landscape. A fantastic package, move in and enjoy the island life.
4
Beds
3,165 ft²
Floor area
1979
Year built
Single Family
Type
Salt Spring
Area
Listed
May 28, 2026
$995,000 is 39.6% below the Lower Mainland Single Family HPI benchmark of $1,647,000 (2026-04-01).
Nearby & Commute
18 min
walk to Country Grocer
1h 11m
bike to Alderlea Station
3h 58m
walk to Alderlea Station
2h 15m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 39%
| Detached | 24 | 39.3% |
| Land | 20 | 32.8% |
| Townhouse | 13 | 21.3% |
| Other | 2 | 3.3% |
| Duplex | 1 | 1.6% |
| Other | 1 | 1.6% |
| Under $5,000 | 15 | 1.1% |
| $5,000 to $9,999 | 10 | 0.7% |
| $10,000 to $14,999 | 15 | 1.1% |
| $15,000 to $19,999 | 45 | 3.2% |
| $20,000 to $24,999 | 50 | 3.5% |
| $25,000 to $29,999 | 60 | 4.2% |
| $30,000 to $34,999 | 65 | 4.6% |
| $35,000 to $39,999 | 40 | 2.8% |
| $40,000 to $44,999 | 60 | 4.2% |
| $45,000 to $49,999 | 40 | 2.8% |
| $50,000 to $59,999 | 95 | 6.7% |
| $60,000 to $69,999 | 105 | 7.4% |
| $70,000 to $79,999 | 105 | 7.4% |
| $80,000 to $89,999 | 80 | 5.7% |
| $90,000 to $99,999 | 80 | 5.7% |
| $100,000 to $124,999 | 175 | 12.4% |
| $125,000 to $149,999 | 125 | 8.8% |
| $150,000 to $199,999 | 125 | 8.8% |
| $200,000 and over | 125 | 8.8% |
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Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$5,044
Principal and interest
Calculated estimate
$4,602
Property tax
Calculated estimate
$292/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$995,000
Down payment
Calculated estimate
$199,000 (20%)
Estimated mortgage
Calculated estimate
$796,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$5,044
/mo
Rate
%
Amortization
Principal and interest
$4,602
Property tax (est.)
$292
P&I
Tax
Down payment
$199,000 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $199,000 down (20%) on $995,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
