2635 Shoal Road
Pender Island · V0N2M2
$4,567/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Pender Island · V0N2M2
$4,567/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
Book now
Discover this beautifully maintained Westcoast-style home, south facing and perfectly situated on 0.55 acre lot just a short walk from Thieves Bay Marina. The current owners had this custom Viceroy home built in 2004, using quality construction materials, including windows and a durable 40-year fiberglass shingle roof. This 3 bedroom single-level living home is ideal for retirees while also suitable for a family. It features vaulted wood ceilings and large windows to bring in plenty of natural lighting adding warmth and character to the space. Small ocean glimpses add to the tranquil coastal ambiance and can be seen from several rooms, especially in evenings when the sun hits the ocean and makes it sparkle. The primary bedroom has an ensuite bathroom and private balcony. The owners have continuously updated the home over the years with exterior painting, appliances, flooring & countertops and a new heatpump last year. The daylight basement contains a large family room with sliding glass doors out to the back yard. There are 3 other areas in the basement that remain unfinished, currently used as a workshop and storage areas. There is plenty of room to expand your living space for a suite, studio or workspace with separate entry. Thieves Bay Park & Marina is an 8 min walk away, located at the end of the seasonal whale sanctuary area, the breakwater is our prime whale watching area and a beautiful spot for sunsets. The marina offers low cost moorage for local property owners, has a boat launch, a park and several picnic tables with plenty of parking. Many other recreational opportunities close by such as Tennis, Disc Golf, Baseball Park, Pump track and a collection of hiking trails and ocean access points. Whether you’re relaxing in the bright living spaces or exploring nearby amenities, this lovingly maintained property impresses with its combination of practicality, beauty, and Westcoast charm. Please see our virtual tour, video and video of the walk to Thieves Bay.
3
Beds
2,050 ft²
Floor area
2004
Year built
Single Family
Type
Pender Island
Area
Listed
April 2, 2026
$899,000 is 12.8% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
35 min
walk to Tru Value Foods
2h 16m
bike to nearest SkyTrain station
7h 32m
walk to nearest SkyTrain station
2h 20m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 59%
| Detached | 20 | 58.8% |
| Land | 14 | 41.2% |
| $5,000 to $9,999 | 5 | 1.5% |
| $15,000 to $19,999 | 5 | 1.5% |
| $20,000 to $24,999 | 25 | 7.5% |
| $25,000 to $29,999 | 15 | 4.5% |
| $30,000 to $34,999 | 15 | 4.5% |
| $35,000 to $39,999 | 20 | 6.0% |
| $40,000 to $44,999 | 20 | 6.0% |
| $45,000 to $49,999 | 20 | 6.0% |
| $50,000 to $59,999 | 40 | 11.9% |
| $60,000 to $69,999 | 30 | 9.0% |
| $70,000 to $79,999 | 30 | 9.0% |
| $80,000 to $89,999 | 20 | 6.0% |
| $90,000 to $99,999 | 15 | 4.5% |
| $100,000 to $124,999 | 30 | 9.0% |
| $125,000 to $149,999 | 10 | 3.0% |
| $150,000 to $199,999 | 25 | 7.5% |
| $200,000 and over | 10 | 3.0% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,567
Principal and interest
Calculated estimate
$4,158
Property tax
Calculated estimate
$258/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$899,000
Down payment
Calculated estimate
$179,800 (20%)
Estimated mortgage
Calculated estimate
$719,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$4,567
/mo
Rate
%
Amortization
Principal and interest
$4,158
Property tax (est.)
$258
P&I
Tax
Down payment
$179,800 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker

This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $179,800 down (20%) on $899,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.