Pender Island · V0N2M2
$4,079/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Experience year-round tranquility with nature at your doorstep in this stunning south-facing high-bank oceanfront retreat. Watch humpbacks, orcas and eagles travel by as storms roll across the Salish Sea while you stay cozy by the fire. Tucked away from the road in a private, peaceful setting, this is the kind of property people dream about escaping to, a true West Coast hideaway surrounded by trees, rockery and the soothing sounds of a seasonal stream running alongside the home. The cottage offers 2 bedrooms, 1 bathroom and a charming loft accessed by a captain’s ladder that grandchildren and adventurous guests will love. The open concept kitchen, dining and living space features vaulted wood ceilings, creating warmth and natural light throughout. A wall of windows frames the ever-changing ocean views and opens onto a spacious deck where you can enjoy your morning coffee, evening sunsets or simply listen to the waves below. One of the unique features of this property is the sense of arrival. A private driveway winds through the trees to a flat parking area, followed by naturally landscaped stairs leading down to the cottage, creating a feeling of complete separation from the outside world. A special bonus is the electric trolley system, making it easy to transport groceries and belongings from the parking area directly to the deck. Designed for low-maintenance island living, the home features a durable metal roof and is connected to the Magic Lake Estates water and sewer system for added peace of mind. Located close to Magic Lake, ocean access points, scenic walking trails and Thieves Bay Marina, where Magic Lake homeowners enjoy access to low-cost moorage. Whether you are searching for a peaceful full-time residence, a weekend getaway or the perfect place to gather with family and friends, this oceanfront sanctuary offers the very best of Pender Island living.
2
Beds
760 ft²
Floor area
1985
Year built
Single Family
Type
Pender Island
Area
Listed
May 13, 2026
$899,000 is 12.8% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
32 min
walk to Tru Value Foods
2h 23m
bike to nearest SkyTrain station
7h 55m
walk to nearest SkyTrain station
2h 22m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 64%
| Detached | 23 | 63.9% |
| Land | 13 | 36.1% |
| Under $5,000 | 15 | 2.2% |
| $15,000 to $19,999 | 20 | 2.9% |
| $20,000 to $24,999 | 30 | 4.4% |
| $25,000 to $29,999 | 30 | 4.4% |
| $30,000 to $34,999 | 35 | 5.1% |
| $35,000 to $39,999 | 25 | 3.6% |
| $40,000 to $44,999 | 40 | 5.8% |
| $45,000 to $49,999 | 30 | 4.4% |
| $50,000 to $59,999 | 60 | 8.8% |
| $60,000 to $69,999 | 40 | 5.8% |
| $70,000 to $79,999 | 45 | 6.6% |
| $80,000 to $89,999 | 40 | 5.8% |
| $90,000 to $99,999 | 40 | 5.8% |
| $100,000 to $124,999 | 85 | 12.4% |
| $125,000 to $149,999 | 50 | 7.3% |
| $150,000 to $199,999 | 50 | 7.3% |
| $200,000 and over | 50 | 7.3% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,079
Principal and interest
Calculated estimate
$3,696
Property tax
Calculated estimate
$233/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$799,000
Down payment
Calculated estimate
$159,800 (20%)
Estimated mortgage
Calculated estimate
$639,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$4,079
/mo
Rate
%
Amortization
Principal and interest
$3,696
Property tax (est.)
$233
P&I
Tax
Down payment
$159,800 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $159,800 down (20%) on $799,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
