Oliver · V0H1T1
$5,683/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Welcome to The Cottages #274, perched on Valley View, a no-through road surrounded by vineyards & panoramic view of Osoyoos Lake. Unique One of a Kind Chardonnay Plan, over $100,000 in upgrades where it makes a difference. This home comes fully furnished, turn key, and includes a rare and highly coveted 26’ end-berth boat slip that you can see from your living room. (Worth over $50,000) Extended living spaces in the living, dining & primary bedrm, huge 40 ft extended deck, patio, & oversize garage (27x22). Level entry on main, featuring a vaulted ceiling, kitchen layout with gas stove & oversized island. The main living area features an extra lakeview window, 2 sets of sliders to a spacious deck. Additional upgrades of with extended sunshades, a wind protection wall plus an automatic retractable awning. Escape to your main-floor primary suite, with access to a private covered deck. Also, on the main is a 2nd bedroom and there is a 2nd full bathroom on the main. The lower level offers a flexible rec room, kitchen and a large sunroom. 2 more bedrooms and 2 bathrooms on the lower level, one with ensuite, perfect for guests or family. Step out to a massive, covered patio with walk out, Use the basement as a separate rental suite. NO GST, NO Property Transfer Tax, NO Speculation/Vacancy Tax, NO Foreign buyer bans, short-term rentals permitted. Seeking a full-time residence, vacation retreat, or exceptional income property, this home has it all. QUICK POSSESSION AVAILABLE.
4
Beds
2,541 ft²
Floor area
2018
Year built
Single Family
Type
Oliver Rural
Area
Listed
July 13, 2026
Nearby & Commute
1h 8m
walk to Red Apple
4h 40m
bike to Prairie Valley Station
15h 32m
walk to Prairie Valley Station
10h 34m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 76%
| Detached | 29 | 76.3% |
| Farm | 4 | 10.5% |
| Other | 3 | 7.9% |
| Condo / Apartment | 1 | 2.6% |
| Townhouse | 1 | 2.6% |
| Under $5,000 | 10 | 2.2% |
| $10,000 to $14,999 | 15 | 3.3% |
| $15,000 to $19,999 | 10 | 2.2% |
| $20,000 to $24,999 | 5 | 1.1% |
| $25,000 to $29,999 | 10 | 2.2% |
| $30,000 to $34,999 | 10 | 2.2% |
| $35,000 to $39,999 | 10 | 2.2% |
| $40,000 to $44,999 | 25 | 5.5% |
| $45,000 to $49,999 | 20 | 4.4% |
| $50,000 to $59,999 | 25 | 5.5% |
| $60,000 to $69,999 | 45 | 9.9% |
| $70,000 to $79,999 | 40 | 8.8% |
| $80,000 to $89,999 | 30 | 6.6% |
| $90,000 to $99,999 | 35 | 7.7% |
| $100,000 to $124,999 | 70 | 15.4% |
| $125,000 to $149,999 | 45 | 9.9% |
| $150,000 to $199,999 | 25 | 5.5% |
| $200,000 and over | 25 | 5.5% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$5,683
Principal and interest
Calculated estimate
$5,208
Property tax
Calculated estimate
$325/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,125,888
Down payment
Calculated estimate
$225,178 (20%)
Estimated mortgage
Calculated estimate
$900,710
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$5,683
/mo
Rate
%
Amortization
Principal and interest
$5,208
Property tax (est.)
$325
P&I
Tax
Down payment
$225,178 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $225,178 down (20%) on $1,125,888, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 4.9722 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
