Lake Cowichan · V0R2G0
$2,682/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Your Own Slice of Cowichan Lake—Without the Million-Dollar Price Tag. Discover one of the area's best-kept secrets at this unique 10-unit bare land strata offering titled ownership on the shores of Cowichan Lake with the convenience of municipal water and sewer. Whether you're searching for the perfect recreational getaway or a low-maintenance lakeside retreat, this property checks all the boxes. This lot features a beautifully maintained 2020 CSA-certified park model lake home with vaulted ceilings, two bedrooms with built-in beds and clever storage, a stunning kitchen with full-sized appliances, and a heated, lake views and a well-lit crawl space for added functionality. Step outside to enjoy the covered patio and stamped concrete outdoor living space, perfect for relaxing after a day on the lake. Owners enjoy shared access to a swim beach, fire pit area, private dock with moorage, and the convenience of the public boat launch right next door. Your own covered, fenced storage area provides the perfect place to keep your boat and lake toys secure between adventures. Best of all, you're just a short walk to the heart of Lake Cowichan, where you'll find restaurants, cafés, shopping, parks, and everything this vibrant lakeside community has to offer. A rare opportunity to own titled lakefront recreation with all the conveniences of town—just bring your paddleboard and start making memories.
2
Beds
542 ft²
Floor area
2020
Year built
Single Family
Type
Lake Cowichan
Area
Listed
July 24, 2026
Nearby & Commute
15 min
walk to Country Grocer
2h
bike to Alderlea Station
6h 39m
walk to Alderlea Station
3h 26m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 65%
| Detached | 41 | 65.1% |
| Land | 9 | 14.3% |
| Duplex | 3 | 4.8% |
| Mobile home | 3 | 4.8% |
| Townhouse | 3 | 4.8% |
| Other | 4 | 6.3% |
| $15,000 to $19,999 | 10 | 3.1% |
| $20,000 to $24,999 | 25 | 7.8% |
| $25,000 to $29,999 | 20 | 6.3% |
| $30,000 to $34,999 | 15 | 4.7% |
| $35,000 to $39,999 | 20 | 6.3% |
| $40,000 to $44,999 | 10 | 3.1% |
| $45,000 to $49,999 | 15 | 4.7% |
| $50,000 to $59,999 | 30 | 9.4% |
| $60,000 to $69,999 | 25 | 7.8% |
| $70,000 to $79,999 | 20 | 6.3% |
| $80,000 to $89,999 | 15 | 4.7% |
| $90,000 to $99,999 | 20 | 6.3% |
| $100,000 to $124,999 | 35 | 10.9% |
| $125,000 to $149,999 | 15 | 4.7% |
| $150,000 to $199,999 | 20 | 6.3% |
| $200,000 and over | 25 | 7.8% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$2,682
Principal and interest
Calculated estimate
$2,382
Property tax
Calculated estimate
$150/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$515,000
Down payment
Calculated estimate
$103,000 (20%)
Estimated mortgage
Calculated estimate
$412,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$2,682
/mo
Rate
%
Amortization
Principal and interest
$2,382
Property tax (est.)
$150
P&I
Tax
Down payment
$103,000 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $103,000 down (20%) on $515,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
At 6.2751 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
