Penticton · V2A1T8
$2,112/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
Book now
CLICK VIDEO. Beautifully maintained 2-bedroom, 2-bathroom condo perfectly located within walking distance to downtown Penticton, Okanagan Lake and beaches, the SOEC, rec centre, farmer’s market, restaurants and more. This bright open-concept home features engineered hardwood flooring, ceramic tiles, 9-foot ceilings, crown moldings, maple-faced cabinetry, and a modern kitchen with black appliances and a large granite island. Enjoy in-suite laundry, secured underground parking with EV charging, and access to a spacious community patio. Pet-friendly building allowing one dog of any size and/or one cat, with no age restriction, makes this an ideal home for families, down-sizers, or investors.
2
Beds
919 ft²
Floor area
2008
Year built
Single Family
Type
Main North
Area
Listed
May 27, 2026
$429,900 is 58.3% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
20 min
walk to Quality Greens
1h 6m
bike to Prairie Valley Station
3h 41m
walk to Prairie Valley Station
10h 14m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 40%
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$2,112
Principal and interest
Calculated estimate
$1,846
Property tax
Calculated estimate
$117/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$399,000
Down payment
Calculated estimate
$79,800 (20%)
Estimated mortgage
Calculated estimate
$319,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$2,112
/mo
Rate
%
Amortization
Principal and interest
$1,846
Property tax (est.)
$117
P&I
Tax
Down payment
$79,800 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $79,800 down (20%) on $399,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
| Detached | 96 | 39.7% |
| Condo / Apartment | 60 | 24.8% |
| Townhouse | 30 | 12.4% |
| Duplex | 23 | 9.5% |
| Land | 13 | 5.4% |
| Other | 20 | 8.3% |
| $10,000 to $14,999 | 5 | 1.4% |
| $15,000 to $19,999 | 55 | 15.5% |
| $20,000 to $24,999 | 60 | 16.9% |
| $25,000 to $29,999 | 20 | 5.6% |
| $30,000 to $34,999 | 35 | 9.9% |
| $35,000 to $39,999 | 15 | 4.2% |
| $40,000 to $44,999 | 15 | 4.2% |
| $45,000 to $49,999 | 10 | 2.8% |
| $50,000 to $59,999 | 25 | 7.0% |
| $60,000 to $69,999 | 15 | 4.2% |
| $70,000 to $79,999 | 20 | 5.6% |
| $80,000 to $89,999 | 15 | 4.2% |
| $90,000 to $99,999 | 15 | 4.2% |
| $100,000 to $124,999 | 30 | 8.5% |
| $125,000 to $149,999 | 5 | 1.4% |
| $150,000 to $199,999 | 10 | 2.8% |
| $200,000 and over | 5 | 1.4% |
At 5.4404 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
