Naramata · V0H1N1
$4,722/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Naramata Bench Escape! Set above the Village of Naramata, surrounded by acres of conservation land, this private retreat offers 4 bedrooms, 4 bathrooms, and 3,200 sq. ft. of well-designed living space with Okanagan Lake views. The main level opens with a dramatic foyer into a sunken living room with gas fireplace and updated flooring. The kitchen delivers: wall oven, new induction cooktop, new fridge, porcelain countertops, and walk-in pantry. A second family room with fireplace connects directly to the kitchen, a layout that works for real life. Upstairs, the primary suite features a fireplace, walk-in closet, spa-inspired ensuite, and a private terrace with lake views. Two additional bedrooms each have their own bathrooms. A flexible den completes the upper floor as a bedroom, office, or creative space. Outside, a gazebo-covered patio with gas BBQ hookup, fruit trees, privacy fencing, large double garage and a seasonal creek create a true backyard retreat. The KVR trail is steps away and beaches and wineries are minutes out. Total sq. ft. based on exterior dimensions at each floor level, including all interior walls. To be verified by buyer if deemed important.
4
Beds
3,213 ft²
Floor area
1992
Year built
Single Family
Type
Naramata Rural
Area
Listed
May 11, 2026
$949,000 is 8.0% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
1h 51m
walk to IGA
55 min
bike to Prairie Valley Station
3h 4m
walk to Prairie Valley Station
10h 21m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Land · 51%
| Land | 29 | 50.9% |
| Detached | 21 | 36.8% |
| Farm | 6 | 10.5% |
| Other | 1 | 1.8% |
| $5,000 to $9,999 | 5 | 2.8% |
| $10,000 to $14,999 | 5 | 2.8% |
| $25,000 to $29,999 | 5 | 2.8% |
| $30,000 to $34,999 | 5 | 2.8% |
| $35,000 to $39,999 | 5 | 2.8% |
| $40,000 to $44,999 | 10 | 5.6% |
| $45,000 to $49,999 | 5 | 2.8% |
| $50,000 to $59,999 | 15 | 8.3% |
| $60,000 to $69,999 | 10 | 5.6% |
| $70,000 to $79,999 | 20 | 11.1% |
| $90,000 to $99,999 | 10 | 5.6% |
| $100,000 to $124,999 | 20 | 11.1% |
| $125,000 to $149,999 | 25 | 13.9% |
| $150,000 to $199,999 | 20 | 11.1% |
| $200,000 and over | 20 | 11.1% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,722
Principal and interest
Calculated estimate
$4,297
Property tax
Calculated estimate
$275/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$929,000
Down payment
Calculated estimate
$185,800 (20%)
Estimated mortgage
Calculated estimate
$743,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$4,722
/mo
Rate
%
Amortization
Principal and interest
$4,297
Property tax (est.)
$275
P&I
Tax
Down payment
$185,800 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $185,800 down (20%) on $929,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
