- Active
4310 GULCH Road
Naramata · Single Family
- Beds
- 3
- Baths
- 2
- Sqft
- 1,911
- Built
- 1976
Listed by Chamberlain Property Group Inc. · MLS® 10396670
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Sign inAbout this home
Rare opportunity to own a private 1-acre property in one of Naramata's most sought-after rural settings. Nestled among orchards and vineyards, this well-maintained 3-bedroom, 2-bathroom home offers exceptional privacy and breathtaking views of Okanagan Lake, vineyards, and Giant's Head Mountain, and within walking distance to the lake and Village of Naramata. The mature, landscaped grounds feature established grape vines, fruit trees, garden areas, and a magnificent Linden tree creating a peaceful, shaded retreat. Enjoy morning coffee or evening wine on the spacious deck, taking in the stunning views. Inside, the bright main level showcases panoramic lake and vineyard views from the living room with direct deck access. The retro-inspired kitchen adds charm, while the primary bedroom and living room each feature their own split-ductless heat pump for year-round comfort. A second bedroom and full bathroom complete the main floor. The walkout lower level, with its own separate entrance, offers a large family room, a third bedroom, 2-piece bathroom, and spacious laundry room with sink. A truly special Naramata property where privacy, scenery, and pride of ownership come together. NO Speculation Tax Here! Total sq.ft. calculations are based on the exterior dimensions of the building at each floor level & include all interior walls & must be verified by the buyer if deemed important.
Home facts
- Bedrooms
- 3
- Bathrooms
- 1 full + 1 half
- Interior
- 1,911 sq ft
- Year built
- 1976
- Storeys
- 2
- Parking
- 5
- Property type
- Single Family
- Carport
- Yes
- Fireplace
- 1
- Area
- Naramata Rural
- Style
- Bungalow
- Listed
- August 5, 2026
- Structure
- House
- PID
- 012-197-181
- Common interest
- Freehold
Highlights
- Mountain view
Features and inclusions
- Appliances
- Washer, Refrigerator, Dryer, Cooktop, Oven - Built-In
- Heating
- Heat Pump, Baseboard heaters, Stove, Electric, Wood
- Cooling
- Heat Pump
- Flooring
- Concrete, Ceramic Tile, Linoleum
- Roof
- Metal, Unknown
- Parking
- Carport, Additional Parking
- Lot
- Private setting, Balcony
- Community
- Rural Setting
Rooms and building
- Sewer
- Septic tank
- Water
- Private UtilityGovernment ManagedSee Remarks
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $4,261
- Property tax
- $258/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $4,669
Purchase snapshot
- List price
- $899,000
- Down payment
- $179,800 (20%)
- Estimated mortgage
- $719,200
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Extreme risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Land · 47%
Who lives here
Documents
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Availability is not guaranteed. Review documents with a professional.