Naramata · V0H1N0
$4,567/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Rare opportunity to own a private 1-acre property in one of Naramata's most sought-after rural settings. Nestled among orchards and vineyards, this well-maintained 3-bedroom, 2-bathroom home offers exceptional privacy and breathtaking views of Okanagan Lake, vineyards, and Giant's Head Mountain, and within walking distance to the lake and Village of Naramata. The mature, landscaped grounds feature established grape vines, fruit trees, garden areas, and a magnificent Linden tree creating a peaceful, shaded retreat. Enjoy morning coffee or evening wine on the spacious deck, taking in the stunning views. Inside, the bright main level showcases panoramic lake and vineyard views from the living room with direct deck access. The retro-inspired kitchen adds charm, while the primary bedroom and living room each feature their own split-ductless heat pump for year-round comfort. A second bedroom and full bathroom complete the main floor. The walkout lower level, with its own separate entrance, offers a large family room, a third bedroom, 2-piece bathroom, and spacious laundry room with sink. A truly special Naramata property where privacy, scenery, and pride of ownership come together. NO Speculation Tax Here! Total sq.ft. calculations are based on the exterior dimensions of the building at each floor level & include all interior walls & must be verified by the buyer if deemed important.
3
Beds
1,911 ft²
Floor area
1976
Year built
Single Family
Type
Naramata Rural
Area
Listed
August 5, 2026
Nearby & Commute
1h 25m
walk to IGA
49 min
bike to Prairie Valley Station
2h 42m
walk to Prairie Valley Station
10h 17m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Land · 46%
| Land | 27 | 45.8% |
| Detached | 22 | 37.3% |
| Farm | 9 | 15.3% |
| Other | 1 | 1.7% |
| $20,000 to $24,999 | 5 | 1.8% |
| $25,000 to $29,999 | 10 | 3.6% |
| $35,000 to $39,999 | 5 | 1.8% |
| $40,000 to $44,999 | 10 | 3.6% |
| $45,000 to $49,999 | 5 | 1.8% |
| $50,000 to $59,999 | 15 | 5.4% |
| $60,000 to $69,999 | 20 | 7.1% |
| $70,000 to $79,999 | 25 | 8.9% |
| $80,000 to $89,999 | 20 | 7.1% |
| $90,000 to $99,999 | 10 | 3.6% |
| $100,000 to $124,999 | 35 | 12.5% |
| $125,000 to $149,999 | 30 | 10.7% |
| $150,000 to $199,999 | 40 | 14.3% |
| $200,000 and over | 50 | 17.9% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,567
Principal and interest
Calculated estimate
$4,158
Property tax
Calculated estimate
$258/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$899,000
Down payment
Calculated estimate
$179,800 (20%)
Estimated mortgage
Calculated estimate
$719,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$4,567
/mo
Rate
%
Amortization
Principal and interest
$4,158
Property tax (est.)
$258
P&I
Tax
Down payment
$179,800 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $179,800 down (20%) on $899,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
