- Active
#34 – 18451 Crystal Waters Road
Lake Country · Single Family
- Beds
- 4
- Baths
- 4
- Sqft
- 2,778
- Built
- 2018
Listed by Sotheby's International Realty Canada · MLS® 10395830
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Sign inAbout this home
Welcome to Crystal Waters - an exclusive gated lakefront community on the shores of spectacular Kalamalka Lake. This beautifully appointed home offers the ultimate Okanagan lifestyle, complete with a private boat slip and updated lift (12,000lb), making spontaneous days on the lake as easy as stepping outside your door. Boasting 4 beds, 4 baths, and 2,778 sqft of interior living space, plus a spectacular semi-covered upper patio, there is room for everyone in every season. The chef-inspired kitchen is the heart of the home, featuring premium appliances, generous prep space, pantry, and flows to the dining and living areas - perfect for entertaining. The spacious primary retreat features a walk-in closet and spa-inspired ensuite with oversized glass shower, with convenient access directly to the laundry room. Downstairs is an incredibly flexible layout featuring 2 more bedrooms (both with walk-in closets), full bathroom, and recreation room with wet bar. Also on the lower level is the truly incredible secondary garage, with two double doors, which provides over 1,200 sqft of additional parking, storage, etc. An elevator provides convenient access between levels, including the spectacular rooftop patio where lake and mountain views create the perfect backdrop for sunset gatherings. Complete with a fire table and plumbing already in place for a future outdoor kitchen, this incredible space is made for unforgettable Okanagan evenings. The oversized garage offers exceptional room for vehicles, watercraft, bikes, and all your adventure gear, making it ideal for an active, lock-and-leave lifestyle. Residents of Crystal Waters enjoy private beach access, a marina, beautifully maintained grounds, and direct connection to the Okanagan Rail Trail for walking and cycling. Whether you're seeking a year-round residence or an exceptional recreational retreat, this is a rare opportunity to experience luxury lake living in one of Lake Country's most coveted waterfront communities.
Home facts
- Bedrooms
- 4
- Bathrooms
- 3 full + 1 half
- Interior
- 2,778 sq ft
- Year built
- 2018
- Storeys
- 3
- Parking
- 10
- Property type
- Single Family
- Basement
- Full
- Garage
- Yes
- Fireplaces
- 2
- Area
- Lake Country East / Oyama
- Style
- Multi-level
- Listed
- July 31, 2026
- Structure
- House
- PID
- 026-545-535
- Common interest
- Freehold
Highlights
- Mountain view
- Waterfront
- Rooftop deck
- Patio
- Meeting/Party Room
Features and inclusions
- Heating
- Forced air
- Cooling
- Central air conditioning
- Flooring
- Tile, Vinyl
- Roof
- Asphalt shingle, Unknown
- Parking
- Attached Garage, RV, Oversize, See Remarks, Heated Garage
- Lot
- Private setting, Corner Site, Central island, Balcony
- Community
- Family Oriented, Pets Allowed, Pet Restrictions, Pets Allowed With Restrictions, Rentals Allowed With Restrictions
Rooms and building
- Sewer
- Municipal sewage system
- Water
- Community Water System
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $9,949
- Property tax
- $608/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $10,707
Purchase snapshot
- List price
- $2,099,000
- Down payment
- $419,800 (20%)
- Estimated mortgage
- $1,679,200
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $10,690
- At 5.0928 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
For investors
As a rental
- Estimated rent
- $2,160 a month
- Gross yield
- 1.2%
Estimated rent from Statistics Canada rents for this area, scaled to the bedrooms. Gross yield is 12 months of that rent over the asking price, before costs.
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Extreme risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 31%
Who lives here
Documents
Pick the records you want. Ray Rasouli will email what the listing brokerage shares.
Availability is not guaranteed. Review documents with a professional.