Lake Country · V4V2G2
$10,467/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Welcome to Crystal Waters - an exclusive gated lakefront community on the shores of spectacular Kalamalka Lake. This beautifully appointed home offers the ultimate Okanagan lifestyle, complete with a private boat slip and updated lift (12,000lb), making spontaneous days on the lake as easy as stepping outside your door. Boasting 4 beds, 4 baths, and 2,778 sqft of interior living space, plus a spectacular semi-covered upper patio, there is room for everyone in every season. The chef-inspired kitchen is the heart of the home, featuring premium appliances, generous prep space, pantry, and flows to the dining and living areas - perfect for entertaining. The spacious primary retreat features a walk-in closet and spa-inspired ensuite with oversized glass shower, with convenient access directly to the laundry room. Downstairs is an incredibly flexible layout featuring 2 more bedrooms (both with walk-in closets), full bathroom, and recreation room with wet bar. Also on the lower level is the truly incredible secondary garage, with two double doors, which provides over 1,200 sqft of additional parking, storage, etc. An elevator provides convenient access between levels, including the spectacular rooftop patio where lake and mountain views create the perfect backdrop for sunset gatherings. Complete with a fire table and plumbing already in place for a future outdoor kitchen, this incredible space is made for unforgettable Okanagan evenings. The oversized garage offers exceptional room for vehicles, watercraft, bikes, and all your adventure gear, making it ideal for an active, lock-and-leave lifestyle. Residents of Crystal Waters enjoy private beach access, a marina, beautifully maintained grounds, and direct connection to the Okanagan Rail Trail for walking and cycling. Whether you're seeking a year-round residence or an exceptional recreational retreat, this is a rare opportunity to experience luxury lake living in one of Lake Country's most coveted waterfront communities.
4
Beds
2,778 ft²
Floor area
2018
Year built
Single Family
Type
Lake Country East / Oyama
Area
Listed
July 31, 2026
Nearby & Commute
3h 16m
walk to Buy Low Foods
2h 22m
bike to Orchard Park Exchange
7h 54m
walk to Orchard Park Exchange
11h 26m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 32%
| Detached | 29 | 31.9% |
| Condo / Apartment | 22 | 24.2% |
| Land | 17 | 18.7% |
| Townhouse | 11 | 12.1% |
| Duplex | 8 | 8.8% |
| Other | 4 | 4.4% |
| $15,000 to $19,999 | 5 | 1.9% |
| $20,000 to $24,999 | 5 | 1.9% |
| $25,000 to $29,999 | 10 | 3.7% |
| $30,000 to $34,999 | 10 | 3.7% |
| $35,000 to $39,999 | 10 | 3.7% |
| $40,000 to $44,999 | 10 | 3.7% |
| $45,000 to $49,999 | 10 | 3.7% |
| $50,000 to $59,999 | 5 | 1.9% |
| $60,000 to $69,999 | 20 | 7.4% |
| $70,000 to $79,999 | 10 | 3.7% |
| $80,000 to $89,999 | 10 | 3.7% |
| $90,000 to $99,999 | 10 | 3.7% |
| $100,000 to $124,999 | 40 | 14.8% |
| $125,000 to $149,999 | 25 | 9.3% |
| $150,000 to $199,999 | 45 | 16.7% |
| $200,000 and over | 45 | 16.7% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$10,467
Principal and interest
Calculated estimate
$9,709
Property tax
Calculated estimate
$608/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$2,099,000
Down payment
Calculated estimate
$419,800 (20%)
Estimated mortgage
Calculated estimate
$1,679,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$10,467
/mo
Rate
%
Amortization
Principal and interest
$9,709
Property tax (est.)
$608
P&I
Tax
Down payment
$419,800 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $419,800 down (20%) on $2,099,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 4.8929 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
