- Active
3495 Harwood Road
Hornby Island · Single Family
- Beds
- 3
- Baths
- 5
- Sqft
- 2,105
- Built
- 1999
Listed by Engel & Volkers Vancouver Island North · MLS® 1028642
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Sign inAbout this home
Walk-on waterfront offering privacy, purpose, and pride of ownership. Set on over half an acre, this thoughtfully designed 2,105 sq ft home blends comfort with quality craftsmanship.The spacious living room, kitchen, and sun-filled dining area showcase unobstructed ocean and mountain views. 3 bedrooms, with 2 on the main each featuring private outdoor access and an ensuite, provide exceptional livability. The upper-level suite includes a jacuzzi, fireplace, sitting area, and an ocean-view balcony. An ample 2-tiered deck invites relaxed outdoor living. Infrastructure includes a deep well, 3 cisterns, maintained septic system, 3 propane tanks, and storage buildings. Recent upgrades include the driveway, fencing, balcony beams, new hot water tanks, and lifetime-warranty sliding doors. Enjoy landscaped gardens, mature fruit trees, and a detached studio. Wake to ocean sunrises, watch moonlight dance across the water & welcome wildlife to your doorstep at this coastal Hornby Island retreat.
Home facts
- Bedrooms
- 3
- Bathrooms
- 5 full
- Interior
- 2,105 sq ft
- Year built
- 1999
- Parking
- 5
- Property type
- Single Family
- Fireplaces
- 2
- Area
- Hornby Island
- Style
- Westcoast
- Listed
- March 12, 2026
- Structure
- House
- PID
- 003-623-319
- Common interest
- Freehold
Highlights
- Ocean view
- Mountain view
- Waterfront
- Balcony
- Hot tub
- Fireplace
Features and inclusions
- Heating
- Baseboard heaters, Electric, Propane
- Cooling
- None
- Parking
- Street, Additional Parking
- Lot
- Other
Rooms and building
- Water
- Zoning
- Residential
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $10,190
- Property tax
- $625/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $10,965
Purchase snapshot
- List price
- $2,150,000
- Down payment
- $430,000 (20%)
- Estimated mortgage
- $1,720,000
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Low risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 65%
Who lives here
Documents
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