- Active
386 Chardonnay Avenue
Oliver · Single Family
- Beds
- 3
- Baths
- 3
- Sqft
- 1,605
- Built
- 2025
Listed by Chamberlain Property Group · MLS® 10402379
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Sign inAbout this home
SMART, EFFICIENT & EASY TO LOVE! This 3 bed, 2.5 bath half duplex offers 1600 sq ft of finished living space over two levels. It was built to Step 4 of the BC Energy Step Code, so you get lower energy costs and year round comfort. The main floor centres on a bright kitchen with quartz countertops, an island, stainless steel appliances, a gas range, and solid wood cabinetry. It opens to the dining area and a living room with an electric fireplace and built in media wall. Step outside to the deck and patio, where the fully fenced, landscaped backyard has underground irrigation and mountain views. A 2 piece powder room, handy storage, and inside access to the single car garage with EV rough in. Upstairs, a versatile family room makes a great home office, gym, or movie space. The primary bedroom features a walk in closet and a 3 pce ensuite with a tiled walk-in shower. Two more bedrooms up and a 4 piece main bath, and upstairs laundry round things out. Close to wineries, shopping, parks, and the Okanagan River Channel trail, this home works well for first time buyers, downsizers, and anyone looking for low maintenance wine country living.
Home facts
- Bedrooms
- 3
- Bathrooms
- 1 full + 2 half
- Interior
- 1,605 sq ft
- Year built
- 2025
- Storeys
- 2
- Parking
- 2
- Property type
- Single Family
- Garage
- Yes
- Fireplace
- 1
- Area
- Oliver
- Listed
- October 5, 2026
- Structure
- Duplex
- PID
- 032-528-922
- Common interest
- Condo/Strata
Highlights
- Mountain view
- Gym
- Patio
- Private yard
- Gas range
- Fireplace
Features and inclusions
- Appliances
- Washer, Refrigerator, Range - Gas, Dishwasher, Dryer, Microwave
- Heating
- Forced air, See remarks
- Cooling
- Central air conditioning, Heat Pump
- Roof
- Asphalt shingle, Unknown
- Parking
- Attached Garage
- Lot
- Level lot, Corner Site, Central island
Rooms and building
- Sewer
- Municipal sewage system
- Water
- Municipal water
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $3,014
- Property tax
- $183/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $3,348
Purchase snapshot
- List price
- $636,000
- Down payment
- $127,200 (20%)
- Estimated mortgage
- $508,800
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $3,544
- At 5.5719 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Extreme risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 55%
Who lives here
Documents
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