394 Chardonnay Avenue
Oliver · V0H1T4
$3,243/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Oliver · V0H1T4
$3,243/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
Book now
Exquisitely crafted 3 BEDROOM + DEN, 3 BATH half-duplex with suite potential has a fantastic floor plan that combines versatility with modern comfort. NO STRATA FEES! The ground floor contains 1 bedroom plus a den, full bathroom, laundry & a large wet bar that could be converted into a 2nd kitchen. Separate entrance makes it ideal for an in-law suite or mortgage helper. Upstairs discover an open concept floor plan with 2 bedrooms, 10-ft ceilings & amazing mountain views! Gourmet kitchen with high-end stainless steel appliances & gas range (all with 2-year warranty), quartz countertops, kitchen island, modern lighting & cabinets made of real wood! Beautifully designed, spacious living area with built-in wall accents. Large windows provide tons of natural light, with sliders off the living room onto a north facing balcony, a cooler option during the hot Okanagan summer. Primary suite has a walk-in closet, 3-pce ensuite with large tiled walk-in shower & a balcony to enjoy the sunshine & beautiful south-facing views. Another bedroom & full 4-pce bath complete this level. The exterior offers a private concrete patio in the north facing back yard, tasteful landscaping & U/G irrigation. Attached single car garage with EV charging rough-in. 10-year home warranty for peace of mind. FIRST-TIME HOMEBUYERS, you are GST EXEMPT! Excellent location near the lake, walking trails, golf, recreation, wineries & more! GST applicable. Book your private showing today!
3
Beds
1,672 ft²
Floor area
2025
Year built
Single Family
Type
Oliver
Area
Listed
January 31, 2026
$629,000 is 39.0% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
31 min
walk to No Frills
3h 33m
bike to Prairie Valley Station
11h 49m
walk to Prairie Valley Station
10h 22m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 50%
| Detached | 53 | 49.5% |
| Land | 13 | 12.1% |
| Condo / Apartment | 10 | 9.3% |
| Townhouse | 10 | 9.3% |
| Duplex | 8 | 7.5% |
| Other | 13 | 12.1% |
| $15,000 to $19,999 | 5 | 1.3% |
| $20,000 to $24,999 | 10 | 2.6% |
| $25,000 to $29,999 | 10 | 2.6% |
| $30,000 to $34,999 | 10 | 2.6% |
| $35,000 to $39,999 | 15 | 3.8% |
| $40,000 to $44,999 | 10 | 2.6% |
| $45,000 to $49,999 | 25 | 6.4% |
| $50,000 to $59,999 | 40 | 10.3% |
| $60,000 to $69,999 | 30 | 7.7% |
| $70,000 to $79,999 | 35 | 9.0% |
| $80,000 to $89,999 | 35 | 9.0% |
| $90,000 to $99,999 | 25 | 6.4% |
| $100,000 to $124,999 | 45 | 11.5% |
| $125,000 to $149,999 | 30 | 7.7% |
| $150,000 to $199,999 | 35 | 9.0% |
| $200,000 and over | 30 | 7.7% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$3,243
Principal and interest
Calculated estimate
$2,909
Property tax
Calculated estimate
$183/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$629,000
Down payment
Calculated estimate
$125,800 (20%)
Estimated mortgage
Calculated estimate
$503,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$3,243
/mo
Rate
%
Amortization
Principal and interest
$2,909
Property tax (est.)
$183
P&I
Tax
Down payment
$125,800 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker

This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $125,800 down (20%) on $629,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
At 4.9722 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.