- Active
3984 Finnerty Road
Penticton · Single Family
- Beds
- 4
- Baths
- 5
- Sqft
- 3,429
- Built
- 2018
Listed by Canada Flex Realty Group · MLS® 10400426
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Sign inAbout this home
Perched high above the sparkling waters of Skaha Lake, this exceptional 4-bed, 4.5-bath home offers over 3,000 sq ft of beautifully designed living space with breathtaking, unobstructed west- and south-facing lake and valley views. Built in 2018, the home blends contemporary design with the relaxed elegance of Okanagan living. A dramatic soaring entry welcomes you into the bright, open-concept interior, where floor-to-ceiling windows and Euroline doors capture the incredible views and fill the main living area with natural light. Step outside onto the expansive main balcony, an ideal setting for entertaining, relaxing, and enjoying spectacular sunsets over Skaha Lake. The kitchen is both stylish and functional, featuring Fisher Paykel gas stove, sleek cabinetry, generous workspace, and an oversized island perfect for gathering with family and friends. Each of the four bedrooms offers the privacy and convenience of its own ensuite bathroom. The spacious primary suite is a true retreat, complete with a private lakeview balcony, walk-in closet, and luxurious 5-piece ensuite featuring a deep soaker tub and oversized shower. The versatile main-floor layout also offers potential for a self-contained suite, creating an excellent option for extended family, guests, or additional income. With exceptional views, impressive outdoor living spaces, contemporary finishes, and a thoughtfully designed floor plan, this remarkable property captures the very best of the Okanagan lifestyle.
Home facts
- Bedrooms
- 4
- Bathrooms
- 4 full + 1 half
- Interior
- 3,429 sq ft
- Year built
- 2018
- Storeys
- 2
- Parking
- 4
- Property type
- Single Family
- Garage
- Yes
- Fireplace
- 1
- Area
- Wiltse/Valleyview
- Style
- Contemporary
- Listed
- September 18, 2026
- Structure
- House
- Frontage
- 154 feet
- PID
- 023-125-977
- Common interest
- Freehold
Highlights
- Mountain view
- Balcony
- Gas range
Features and inclusions
- Appliances
- Washer, Refrigerator, Range - Gas, Dishwasher, Dryer, Microwave
- Heating
- Forced air, Electric, See remarks
- Cooling
- Central air conditioning
- Flooring
- Hardwood, Carpeted, Ceramic Tile
- Roof
- Other, Unknown
- Parking
- Attached Garage, Additional Parking
- Lot
- Irregular lot size, Central island, Two Balconies
Rooms and building
- Sewer
- Municipal sewage system
- Water
- Municipal water
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $8,508
- Property tax
- $525/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $9,183
Purchase snapshot
- List price
- $1,795,000
- Down payment
- $359,000 (20%)
- Estimated mortgage
- $1,436,000
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $10,407
- At 5.7979 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Extreme risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Condo / Apartment · 32%
Who lives here
Documents
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