Victoria · V8V0A9
$9,249/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Set in the heart of coveted James Bay, this exceptional home offers refined design & effortless modern living. Custom-built by the developer & surrounded by Victoria’s most sought-after amenities, including the Inner Harbour, Fisherman’s Wharf, downtown, cafés, shops & parks. From the moment you enter, there is a sense of warmth & thoughtful craftsmanship. The main level is designed for both relaxed living & entertaining, with an inviting open-concept living & dining area anchored by a beautiful new gas fireplace. The adjoining kitchen offers quartz countertops & built-in appliances creating a sophisticated yet welcoming heart of the home. Upstairs, the home has been thoughtfully reimagined. The former shared bathroom was taken back to the studs & reframed to create two beautifully appointed ensuites, each with heated floors. Both bedrooms now enjoy their own ensuite, while the primary offers an additional loft space, perfect for a home office or private escape. Every detail has been carefully elevated, from redesigned lighting throughout to new interior doors & window coverings. The lower level offers an exceptional extension of the home with a soundproofed one-bedroom suite, recently refreshed with new lighting, paint and window coverings. Ideal for guests, family or rental income, it also offers the flexibility to be incorporated back into the main residence, making the home remarkably adaptable. Outside, life is wonderfully low-maintenance, giving you more time to enjoy the surroundings. Step out for a morning coffee, wander along the waterfront, meet friends downtown for dinner or explore the harbour and nearby parks—all from one of Victoria’s most desirable and walkable neighbourhoods. This is James Bay living at its most sophisticated: character-rich, quietly luxurious and designed for the way you want to live.
3
Beds
1,855 ft²
Floor area
2011
Year built
Single Family
Type
James Bay
Area
Listed
August 18, 2026
Nearby & Commute
8 min
walk to Red Barn Market
1 min
bike to Coast Hotel
5 min
walk to Coast Hotel
3h 55m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Condo / Apartment · 67%
| Condo / Apartment | 350 | 67.3% |
| Detached | 77 | 14.8% |
| Townhouse | 61 | 11.7% |
| Duplex | 11 | 2.1% |
| Land | 9 | 1.7% |
| Other | 12 | 2.3% |
| Under $5,000 | 10 | 1.4% |
| $10,000 to $14,999 | 10 | 1.4% |
| $15,000 to $19,999 | 15 | 2.1% |
| $20,000 to $24,999 | 30 | 4.2% |
| $25,000 to $29,999 | 25 | 3.5% |
| $30,000 to $34,999 | 30 | 4.2% |
| $35,000 to $39,999 | 35 | 4.9% |
| $40,000 to $44,999 | 25 | 3.5% |
| $45,000 to $49,999 | 25 | 3.5% |
| $50,000 to $59,999 | 65 | 9.0% |
| $60,000 to $69,999 | 55 | 7.6% |
| $70,000 to $79,999 | 60 | 8.3% |
| $80,000 to $89,999 | 40 | 5.6% |
| $90,000 to $99,999 | 35 | 4.9% |
| $100,000 to $124,999 | 80 | 11.1% |
| $125,000 to $149,999 | 60 | 8.3% |
| $150,000 to $199,999 | 65 | 9.0% |
| $200,000 and over | 55 | 7.6% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$9,249
Principal and interest
Calculated estimate
$8,557
Property tax
Calculated estimate
$542/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,850,000
Down payment
Calculated estimate
$370,000 (20%)
Estimated mortgage
Calculated estimate
$1,480,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$9,249
/mo
Rate
%
Amortization
Principal and interest
$8,557
Property tax (est.)
$542
P&I
Tax
Down payment
$370,000 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $370,000 down (20%) on $1,850,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Daily mean across the year.
On the drier side for BC.
Snow is the exception here.
Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 5.2034 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
