Balfour · V0G1C0
$4,815/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Discover 408 Balfour Heights Road, one of the most meticulously maintained residences in the Kootenays — where sweeping views of Kootenay Lake and the surrounding mountains greet you from nearly every room. 4 Bedrooms, 3 Bathrooms on 0.41 acres of beautifully landscaped land. This home has been thoughtfully renovated from top to bottom, blending timeless craftsmanship with modern comfort. Soaring 9-foot ceilings and oversized picture windows invite natural light throughout, while recessed lighting adds a soft, refined ambiance to every space. The layout is both generous and purposeful — no square footage wasted, with abundant storage tucked seamlessly throughout. At the heart of the home, the chef-inspired kitchen with new countertops impresses with rich cabinetry and a full pantry, perfect for entertaining or quiet family evenings alike. Unwind in the inviting family room, step out to the lower patio for morning coffee, or retreat to the pristine garage — beneath which lies a rare and versatile basement space, ideal for a future income suite. Outdoors, the grounds are nothing short of picturesque: hand-laid natural stone retaining walls, manicured landscaping, and a private fire pit framed by mature trees and hedging, offering both serenity and seclusion. A sweeping paved driveway completes the property, providing ample space for family and guests. A rare offering of elegance, privacy, and panoramic beauty — this is Kootenay living at its finest.
4
Beds
2,427 ft²
Floor area
2005
Year built
Single Family
Type
Kokanee Creek to Balfour
Area
Listed
July 31, 2026
Nearby & Commute
6h 52m
walk to Safeway
2h 1m
bike to Lakeside Park
6h 43m
walk to Lakeside Park
17h 50m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 46%
| Detached | 18 | 46.2% |
| Land | 15 | 38.5% |
| Mobile home | 3 | 7.7% |
| Other | 3 | 7.7% |
| $15,000 to $19,999 | 10 | 4.7% |
| $20,000 to $24,999 | 10 | 4.7% |
| $25,000 to $29,999 | 5 | 2.3% |
| $30,000 to $34,999 | 10 | 4.7% |
| $35,000 to $39,999 | 10 | 4.7% |
| $40,000 to $44,999 | 10 | 4.7% |
| $45,000 to $49,999 | 10 | 4.7% |
| $50,000 to $59,999 | 25 | 11.6% |
| $60,000 to $69,999 | 15 | 7.0% |
| $70,000 to $79,999 | 20 | 9.3% |
| $80,000 to $89,999 | 15 | 7.0% |
| $90,000 to $99,999 | 20 | 9.3% |
| $100,000 to $124,999 | 25 | 11.6% |
| $125,000 to $149,999 | 15 | 7.0% |
| $150,000 to $199,999 | 10 | 4.7% |
| $200,000 and over | 5 | 2.3% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,815
Principal and interest
Calculated estimate
$4,390
Property tax
Calculated estimate
$275/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$949,000
Down payment
Calculated estimate
$189,800 (20%)
Estimated mortgage
Calculated estimate
$759,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$4,815
/mo
Rate
%
Amortization
Principal and interest
$4,390
Property tax (est.)
$275
P&I
Tax
Down payment
$189,800 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $189,800 down (20%) on $949,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
