Balfour · V0G1C0
$4,897/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Wake up to the stillness of the lake, coffee in hand, as bald eagles glide past your deck and the morning light stretches across Kootenay Lake. This is the kind of everyday experience that never gets old—and it’s waiting for you here. Set on the waterfront in sought-after Balfour, this thoughtfully maintained home offers an ideal blend of comfort, flexibility, and lifestyle. The main level features 3 bedrooms and 2 bathrooms, designed for easy living whether you're hosting family or settling into retirement. Downstairs, a self-contained 1-bedroom suite opens the door to rental income, extended family living, or a private guest retreat. Outside, the property really delivers. The dock invites you to get out on the water at a moment’s notice, while the RV pad with electrical hookup makes hosting visitors effortless. There’s covered parking with a double carport, plus a dedicated workshop for projects, storage, or hobbies. Comfort is handled year-round with an efficient heat pump providing both heating and cooling, and the meticulous upkeep of the home is evident throughout—this is a property you can simply move into and enjoy. Location ties it all together. Just minutes from golf, world-class fishing, walking paths and Balfour’s popular pickleball courts, this is an easy choice for those looking to embrace an active, lakeside lifestyle without sacrificing affordability. Waterfront living in the Kootenays doesn’t have to be a dream—this is your opportunity to make it reality.
4
Beds
1,720 ft²
Floor area
1990
Year built
Single Family
Type
Kokanee Creek to Balfour
Area
Listed
May 1, 2026
$965,000 is 6.4% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
7h 7m
walk to Safeway
2h 6m
bike to Lakeside Park
6h 58m
walk to Lakeside Park
17h 52m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 47%
| Detached | 14 | 46.7% |
| Land | 12 | 40.0% |
| Mobile home | 2 | 6.7% |
| Other | 2 | 6.7% |
| Under $5,000 | 5 | 2.2% |
| $15,000 to $19,999 | 10 | 4.4% |
| $20,000 to $24,999 | 10 | 4.4% |
| $25,000 to $29,999 | 10 | 4.4% |
| $30,000 to $34,999 | 10 | 4.4% |
| $35,000 to $39,999 | 10 | 4.4% |
| $40,000 to $44,999 | 15 | 6.7% |
| $45,000 to $49,999 | 10 | 4.4% |
| $50,000 to $59,999 | 20 | 8.9% |
| $60,000 to $69,999 | 25 | 11.1% |
| $70,000 to $79,999 | 20 | 8.9% |
| $80,000 to $89,999 | 10 | 4.4% |
| $90,000 to $99,999 | 10 | 4.4% |
| $100,000 to $124,999 | 25 | 11.1% |
| $125,000 to $149,999 | 15 | 6.7% |
| $150,000 to $199,999 | 10 | 4.4% |
| $200,000 and over | 10 | 4.4% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,897
Principal and interest
Calculated estimate
$4,464
Property tax
Calculated estimate
$283/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$965,000
Down payment
Calculated estimate
$193,000 (20%)
Estimated mortgage
Calculated estimate
$772,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$4,897
/mo
Rate
%
Amortization
Principal and interest
$4,464
Property tax (est.)
$283
P&I
Tax
Down payment
$193,000 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $193,000 down (20%) on $965,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
