Coldstream · V1B2P2
$1,315/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Presenting Lot 75, a desirable walk-up duplex lot located in the thoughtfully master-planned Morningview community on Middleton Mountain in Coldstream. Backing directly onto Middleton Mountain Park, this property offers a rare opportunity to build a home that blends residential comfort with direct access to nature, right in your own backyard. With lush green space, scenic trails, and elevated surroundings, this lot offers the perfect balance of livability and lifestyle. Morningview is known for its cohesive design vision, quality-built homes, and welcoming neighbourhood feel. Featuring wide, walkable streets, modern architecture, and proximity to outdoor recreation, this growing community has quickly become one of the most sought-after areas for homeowners and builders alike. Lot 75 provides an ideal canvas for those looking to construct a duplex residence, perfect for multi-generational living, a rental-income property, or a flexible home design that suits evolving needs. Conveniently located just 7 minutes from downtown Vernon, 10 minutes from the turquoise shores of Kalamalka Lake, and under 15 minutes to the lifts at SilverStar Mountain Resort, Morningview offers unbeatable access to the Okanagan’s most celebrated destinations. Schools, shopping, groceries, recreation centres, and other daily conveniences are all close at hand, making this a practical choice for anyone seeking a well-connected yet peaceful place to call home. Whether you're looking to build for personal use or investment, Lot 75 delivers opportunity, natural beauty, and lasting value in one thoughtfully located parcel. GST Applicable.
Vacant Land
Type
Middleton Mountain Coldstream
Area
Listed
July 21, 2025
Nearby & Commute
32 min
walk to Save-On-Foods
3h 20m
bike to Orchard Park Exchange
11h 7m
walk to Orchard Park Exchange
11h 55m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 55%
| Detached | 94 | 54.7% |
| Townhouse | 23 | 13.4% |
| Land | 17 | 9.9% |
| Condo / Apartment | 9 | 5.2% |
| Duplex | 9 | 5.2% |
| Other | 20 | 11.6% |
| $20,000 to $24,999 | 5 | 0.9% |
| $25,000 to $29,999 | 5 | 0.9% |
| $30,000 to $34,999 | 10 | 1.7% |
| $35,000 to $39,999 | 5 | 0.9% |
| $40,000 to $44,999 | 10 | 1.7% |
| $45,000 to $49,999 | 15 | 2.6% |
| $50,000 to $59,999 | 20 | 3.5% |
| $60,000 to $69,999 | 25 | 4.3% |
| $70,000 to $79,999 | 25 | 4.3% |
| $80,000 to $89,999 | 30 | 5.2% |
| $90,000 to $99,999 | 40 | 7.0% |
| $100,000 to $124,999 | 65 | 11.3% |
| $125,000 to $149,999 | 60 | 10.4% |
| $150,000 to $199,999 | 105 | 18.3% |
| $200,000 and over | 155 | 27.0% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$1,315
Principal and interest
Calculated estimate
$1,099
Property tax
Calculated estimate
$67/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$237,500
Down payment
Calculated estimate
$47,500 (20%)
Estimated mortgage
Calculated estimate
$190,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$1,315
/mo
Rate
%
Amortization
Principal and interest
$1,099
Property tax (est.)
$67
P&I
Tax
Down payment
$47,500 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $47,500 down (20%) on $237,500, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 5.0852 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
