- Active
416 Sumac Road
Kelowna · Single Family
- Beds
- 4
- Baths
- 3
- Sqft
- 1,829
- Built
- 1997
Listed by Century 21 Assurance Realty Ltd · MLS® 10399613
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Sign inAbout this home
CENTRAL LIVING WITH A MORTGAGE HELPER SUITE! This well-kept half duplex offers a spacious, functional layout with excellent indoor and outdoor living. The walkout ground level features a welcoming foyer, garage, workshop and plenty of storage. Upstairs, enjoy a generous living and dining area with access to the front sundeck, plus a functional kitchen with new appliances. The large primary bedroom features a spacious closet and 3-piece ensuite, complemented by two additional generously sized bedrooms. A rear sundeck with stairs leads to the private rear and side yard. The ground level includes a fully self-contained 1-bedroom suite with separate entrance, kitchen done in (approx. 2022), plus shared laundry with updated washer and dryer, ideal as a mortgage helper or extended-family accommodation. Furnace (approx 2018), hot water tank (approx 2013), A/C (?). Outside, enjoy easy-care artificial turf , ""no lawnmower required!"", raised garden beds, underground irrigation, storage sheds and a lovely gazebo with decking, perfect for outdoor gatherings and entertaining. Conveniently located , Close to schools, recreation, shopping, transit, medical services. A versatile property offering space, privacy, income potential and low-maintenance living. All information is deemed to be correct; however, all measurements and information should be verified by the Buyer(s) and/or their agent. If Buyer's agent not present for showing or write original offer, comm. reduced by 50%.
Home facts
- Bedrooms
- 4
- Bathrooms
- 3 full
- Interior
- 1,829 sq ft
- Year built
- 1997
- Storey
- 1
- Parking
- 8
- Property type
- Single Family
- Garage
- Yes
- Area
- Rutland North
- Listed
- September 14, 2026
- Structure
- Duplex
- PID
- 023-752-297
- Common interest
- Freehold
Features and inclusions
- Heating
- Forced air, See remarks
- Cooling
- Central air conditioning
- Parking
- Attached Garage, RV, See Remarks, Additional Parking
- Lot
- Two Balconies
- Community
- Pets Allowed
Rooms and building
- Sewer
- Municipal sewage system
- Water
- Municipal water
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $3,317
- Property tax
- $200/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $3,667
Purchase snapshot
- List price
- $699,800
- Down payment
- $139,960 (20%)
- Estimated mortgage
- $559,840
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $3,331
- At 4.7595 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Climate
What the weather is like in Kelowna
Ten year average, 2016–2025.
- Average temperature
- 9.6°C
- Daily mean across the year.
- Yearly precipitation
- 242 mm
- On the drier side for BC.
- Bright sunshine
- 1,949 h
- Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
Source: Environment and Climate Change Canada, monthly climate summaries
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Extreme risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 48%
Who lives here
Documents
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